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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables) | 9 Months Ended
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Sep. 30, 2012
Receivables [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | Categories of loans at September 30, 2012 and December 31, 2011 include:
($'s in thousands) |  | September 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
Commercial |  | $ | 76,101 |  |  | $ | 78,112 |
Commercial real estate |  |  | 198,682 |  |  |  | 187,829 |
Agricultural |  |  | 42,988 |  |  |  | 38,361 |
Residential real estate |  |  | 85,727 |  |  |  | 87,656 |
Home Equity & Consumer |  |  | 51,581 |  |  |  | 50,681 |
Leasing |  |  | 207 |  |  |  | 216 |
Total loans |  |  | 455,286 |  |  |  | 442,855 |
Less |  |  |  |  |  |  |  |
Net deferred loan fees, premiums and discounts |  |  | (265 | ) |  |  | (301 | )
Loans, net of unearned income |  | $ | 455,021 |  |  | $ | 442,554 |
Allowance for loan losses |  | $ | (6,696 | ) |  | $ | (6,529 | )
Schedule of Financing Receivables, Non Accrual Status [Table Text Block] | The following table presents the Company’s nonperforming loans at September 30, 2012 and December 31, 2011.
($'s in thousands) |  | September 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
Commercial |  | $ | 1,362 |  |  | $ | 2,393 |
Commercial real estate |  |  | 448 |  |  |  | 1,456 |
Agricultural |  |  | 3 |  |  |  | - |
Residential real estate |  |  | 2,607 |  |  |  | 2,471 |
Home Equity & Consumer |  |  | 829 |  |  |  | 580 |
Leasing |  |  | - |  |  |  | - |
Total nonaccruing loans |  |  | 5,249 |  |  |  | 6,900 |
Accruing Troubled Debt Restructures (TDR's) |  |  | 1,735 |  |  |  | 1,334 |
Total Nonperforming Loans |  | $ | 6,984 |  |  | $ | 8,234 |
Allowance For Credit Losses On Financing Receivables [Table Text Block] | The following tables present the activity in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method for the three and nine months ended September 30, 2012, and 2011.
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
($'s in thousands) |  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
For the Three Months Ended |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,517 |  |  | $ | 3,020 |  |  | $ | 95 |  |  | $ | 1,047 |  |  | $ | 802 |  |  | $ | 136 |  |  | $ | 1 |  |  | $ | 6,618 |
Charge Offs |  |  | (79 | ) |  |  | (180 | ) |  |  | (10 | ) |  |  | - |  |  |  | (25 | ) |  |  | (8 | ) |  |  | - |  |  |  | (301 | )
Recoveries |  |  | 11 |  |  |  | 5 |  |  |  | 2 |  |  |  | (2 | ) |  |  | 61 |  |  |  | 2 |  |  |  | - |  |  |  | 79 |
Provision |  |  | 152 |  |  |  | 57 |  |  |  | 107 |  |  |  | (18 | ) |  |  | 12 |  |  |  | (9 | ) |  |  | (1 | ) |  |  | 300 |
Ending Balance |  | $ | 1,601 |  |  | $ | 2,902 |  |  | $ | 194 |  |  | $ | 1,027 |  |  | $ | 850 |  |  | $ | 121 |  |  | $ | - |  |  | $ | 6,696 |
For the Nine Months Ended |  |  |  |  |  |  |  |  |
September 30, 2012 |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,914 |  |  | $ | 2,880 |  |  | $ | 51 |  |  | $ | 956 |  |  | $ | 599 |  |  | $ | 139 |  |  | $ | (10 | ) |  | $ | 6,529 |
Charge Offs |  |  | (284 | ) |  |  | (279 | ) |  |  | (10 | ) |  |  | (65 | ) |  |  | (366 | ) |  |  | (24 | ) |  |  | - |  |  |  | (1,028 | )
Recoveries |  |  | 39 |  |  |  | 47 |  |  |  | 4 |  |  |  | 80 |  |  |  | 69 |  |  |  | 5 |  |  |  | 1 |  |  |  | 245 |
Provision |  |  | (68 | ) |  |  | 254 |  |  |  | 149 |  |  |  | 56 |  |  |  | 548 |  |  |  | 1 |  |  |  | 10 |  |  |  | 950 |
Ending Balance |  | $ | 1,601 |  |  | $ | 2,902 |  |  | $ | 194 |  |  | $ | 1,027 |  |  | $ | 850 |  |  | $ | 121 |  |  | $ | 1 |  |  | $ | 6,696 |
Loans Receivable at September 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 591 |  |  | $ | - |  |  | $ | 2 |  |  | $ | 311 |  |  | $ | 189 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,093 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 1,010 |  |  | $ | 2,902 |  |  | $ | 192 |  |  | $ | 716 |  |  | $ | 661 |  |  | $ | 121 |  |  | $ | 1 |  |  | $ | 5,603 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 1,362 |  |  | $ | 849 |  |  | $ | 3 |  |  | $ | 2,756 |  |  | $ | 580 |  |  | $ | - |  |  | $ | - |  |  | $ | 5,550 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 74,739 |  |  | $ | 197,833 |  |  | $ | 42,985 |  |  | $ | 82,971 |  |  | $ | 51,001 |  |  | $ | 207 |  |  | $ | - |  |  | $ | 449,736 |
Allowance for loan and Lease Losses For the Three Months Ended |  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
September 30, 2011 |  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Beginning balance |  | $ | 1,522 |  |  | $ | 3,444 |  |  | $ | 27 |  |  | $ | 894 |  |  | $ | 427 |  |  | $ | 99 |  |  | $ | 30 |  |  | $ | 6,444 |
Charge Offs |  |  | (11 | ) |  |  | (352 | ) |  |  | - |  |  |  | (72 | ) |  |  | (87 | ) |  |  | (5 | ) |  |  | - |  |  |  | (527 | )
Recoveries |  |  | 2 |  |  |  | 11 |  |  |  | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  | 5 |  |  |  | - |  |  |  | 21 |
Provision |  |  | 39 |  |  |  | 13 |  |  |  | 12 |  |  |  | 99 |  |  |  | 137 |  |  |  | - |  |  |  | (3 | ) |  |  | 297 |
Ending Balance |  | $ | 1,552 |  |  | $ | 3,116 |  |  | $ | 40 |  |  | $ | 922 |  |  | $ | 478 |  |  | $ | 99 |  |  | $ | 27 |  |  | $ | 6,235 |
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
($'s in thousands) |  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
For the Nine Months Ended |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,723 |  |  | $ | 3,774 |  |  | $ | 16 |  |  | $ | 643 |  |  | $ | 401 |  |  | $ | 128 |  |  | $ | 30 |  |  | $ | 6,715 |
Charge Offs |  |  | (607 | ) |  |  | (1,560 | ) |  |  | - |  |  |  | (238 | ) |  |  | (350 | ) |  |  | (4 | ) |  |  | - |  |  |  | (2,759 | )
Recoveries |  |  | 416 |  |  |  | 27 |  |  |  | 4 |  |  |  | 115 |  |  |  | 19 |  |  |  | 4 |  |  |  | - |  |  |  | 585 |
Provision |  |  | 20 |  |  |  | 875 |  |  |  | 20 |  |  |  | 402 |  |  |  | 408 |  |  | $ | (29 | ) |  |  | (2 | ) |  |  | 1,694 |
Ending Balance |  | $ | 1,552 |  |  | $ | 3,116 |  |  | $ | 40 |  |  | $ | 922 |  |  | $ | 478 |  |  | $ | 99 |  |  | $ | 28 |  |  | $ | 6,235 |
Loans Receivable at December 31, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 1,017 |  |  | $ | 19 |  |  | $ | 5 |  |  | $ | 280 |  |  | $ | 212 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,533 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 897 |  |  | $ | 2,861 |  |  | $ | 46 |  |  | $ | 676 |  |  | $ | 387 |  |  | $ | 139 |  |  | $ | (10 | ) |  | $ | 4,996 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 3,283 |  |  | $ | 2,473 |  |  | $ | 5 |  |  | $ | 2,074 |  |  | $ | 543 |  |  | $ | - |  |  | $ | - |  |  | $ | 8,378 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 74,829 |  |  | $ | 185,356 |  |  | $ | 38,356 |  |  | $ | 85,582 |  |  | $ | 50,138 |  |  | $ | 216 |  |  | $ | - |  |  | $ | 434,477 |
Loans Receivable at September 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  | Commercial |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Real Estate |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Unallocated |  |  | Total |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 732 |  |  | $ | 429 |  |  | $ | - |  |  | $ | 153 |  |  | $ | 119 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,433 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 820 |  |  | $ | 2,687 |  |  | $ | 40 |  |  | $ | 769 |  |  | $ | 359 |  |  | $ | 99 |  |  | $ | 28 |  |  | $ | 4,802 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 2,391 |  |  | $ | 2,675 |  |  | $ | - |  |  | $ | 1,311 |  |  | $ | 95 |  |  | $ | - |  |  | $ | - |  |  | $ | 6,472 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 70,231 |  |  | $ | 173,521 |  |  | $ | 38,601 |  |  | $ | 97,461 |  |  | $ | 47,949 |  |  | $ | 4,691 |  |  | $ | - |  |  | $ | 432,454 |
Financing Receivable Credit Quality Indicators [Table Text Block] | The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity as of September 30, 2012 and December 31, 2011 ($’s in thousands).
September 30, 2012 |  |  |  |  |  |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Total |
1-2 |  | $ | 778 |  |  | $ | 111 |  |  | $ | 117 |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | 1,006 |
3 |  |  | 22,761 |  |  |  | 59,652 |  |  |  | 9,135 |  |  |  | 74,690 |  |  |  | 46,599 |  |  |  | 24 |  |  |  | 212,861 |
4 |  |  | 49,753 |  |  |  | 125,311 |  |  |  | 33,699 |  |  |  | 6,355 |  |  |  | 3,553 |  |  |  | 183 |  |  |  | 218,854 |
Total Pass |  |  | 73,292 |  |  |  | 185,074 |  |  |  | 42,951 |  |  |  | 81,045 |  |  |  | 50,152 |  |  |  | 207 |  |  |  | 432,721 |
5 |  |  | 66 |  |  |  | 9,905 |  |  |  | - |  |  |  | 1,507 |  |  |  | 501 |  |  |  | - |  |  |  | 11,979 |
6 |  |  | 1,490 |  |  |  | 3,160 |  |  |  | 34 |  |  |  | 860 |  |  |  | 119 |  |  |  | - |  |  |  | 5,663 |
7 |  |  | 1,253 |  |  |  | 543 |  |  |  | 3 |  |  |  | 2,315 |  |  |  | 809 |  |  |  | - |  |  |  | 4,923 |
8 |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 76,101 |  |  | $ | 198,682 |  |  | $ | 42,988 |  |  | $ | 85,727 |  |  | $ | 51,581 |  |  | $ | 207 |  |  | $ | 455,286 |
December 31, 2011 |  |  |  |  |  |  |  |  |  |  | Residential |  |  | Home Equity |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Real Estate |  |  | & Consumer |  |  | Other |  |  | Total |
1-2 |  | $ | 909 |  |  | $ | 188 |  |  | $ | 152 |  |  | $ | 1,548 |  |  | $ | 127 |  |  | $ | 140 |  |  | $ | 3,064 |
3 |  |  | 24,375 |  |  |  | 62,506 |  |  |  | 13,203 |  |  |  | 78,122 |  |  |  | 43,814 |  |  |  | - |  |  |  | 222,020 |
4 |  |  | 48,004 |  |  |  | 110,633 |  |  |  | 24,950 |  |  |  | 1,576 |  |  |  | 6,095 |  |  |  | 76 |  |  |  | 191,334 |
Total Pass |  |  | 73,288 |  |  |  | 173,327 |  |  |  | 38,305 |  |  |  | 81,246 |  |  |  | 50,036 |  |  |  | 216 |  |  |  | 416,418 |
5 |  |  | 610 |  |  |  | 9,703 |  |  |  | 5 |  |  |  | 1,666 |  |  |  | 72 |  |  |  | - |  |  |  | 12,056 |
6 |  |  | 2,037 |  |  |  | 3,358 |  |  |  | 51 |  |  |  | 1,834 |  |  |  | 92 |  |  |  | - |  |  |  | 7,372 |
7 |  |  | 2,177 |  |  |  | 1,441 |  |  |  | - |  |  |  | 2,910 |  |  |  | 481 |  |  |  | - |  |  |  | 7,009 |
8 |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total |  | $ | 78,112 |  |  | $ | 187,829 |  |  | $ | 38,361 |  |  | $ | 87,656 |  |  | $ | 50,681 |  |  | $ | 216 |  |  | $ | 442,855 |
Past Due Financing Receivables [Table Text Block] | The following tables present the Company’s loan portfolio aging analysis as of September 30, 2012 and December 31, 2011 ($’s in thousands).
|  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
September 30, 2012 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial |  | $ | 4 |  |  | $ | - |  |  | $ | 612 |  |  | $ | 616 |  |  | $ | 75,485 |  |  | $ | 76,101 |
Commercial real estate |  |  | 77 |  |  |  | - |  |  |  | 448 |  |  |  | 525 |  |  |  | 198,157 |  |  |  | 198,682 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 42,988 |  |  |  | 42,988 |
Residential real estate |  |  | 123 |  |  |  | 221 |  |  |  | 1,434 |  |  |  | 1,778 |  |  |  | 83,949 |  |  |  | 85,727 |
Home Equity & Consumer |  |  | 231 |  |  |  | - |  |  |  | 547 |  |  |  | 778 |  |  |  | 50,803 |  |  |  | 51,581 |
Leases |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 207 |  |  |  | 207 |
Loans & Leases |  |  | 435 |  |  |  | 221 |  |  |  | 3,041 |  |  |  | 3,697 |  |  |  | 451,589 |  |  |  | 455,286 |
Loans held for sale |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 11,584 |  |  |  | 11,584 |
Total |  | $ | 435 |  |  | $ | 221 |  |  | $ | 3,041 |  |  | $ | 3,697 |  |  | $ | 463,173 |  |  | $ | 466,870 |
|  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
December 31, 2011 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial |  | $ | 58 |  |  | $ | - |  |  | $ | 2,334 |  |  | $ | 2,392 |  |  | $ | 75,720 |  |  | $ | 78,112 |
Commercial real estate |  |  | 67 |  |  |  | - |  |  |  | 1,656 |  |  |  | 1,723 |  |  |  | 186,106 |  |  |  | 187,829 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 38,361 |  |  |  | 38,361 |
Residential real estate |  |  | 412 |  |  |  | 784 |  |  |  | 569 |  |  |  | 1,765 |  |  |  | 85,891 |  |  |  | 87,656 |
Home Equity & Consumer |  |  | 465 |  |  |  | 194 |  |  |  | 505 |  |  |  | 1,164 |  |  |  | 49,517 |  |  |  | 50,681 |
Leases |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 216 |  |  |  | 216 |
Loans & Leases |  |  | 1,002 |  |  |  | 978 |  |  |  | 5,064 |  |  |  | 7,044 |  |  |  | 435,811 |  |  |  | 442,855 |
Loans held for sale |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5,238 |  |  |  | 5,238 |
Total |  | $ | 1,002 |  |  | $ | 978 |  |  | $ | 5,064 |  |  | $ | 7,044 |  |  | $ | 441,049 |  |  | $ | 448,093
Impaired Financing Receivables [Table Text Block] | The following tables present impaired loan information as of and for the three and nine months ended September 30, 2012 and 2011, and as of the twelve months ended December 31, 2011:
|  |  |  |  | Unpaid |  |  |  |
September 30, 2012 |  | Recorded |  |  | Principal |  |  | Related |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 418 |  |  | $ | 2,304 |  |  | $ | - |
Commercial Real Estate |  |  | 849 |  |  |  | 1,893 |  |  |  | - |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 1,271 |  |  |  | 1,282 |  |  |  | - |
Home Equity Consumer & Other |  |  | 225 |  |  |  | 258 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,441 |  |  |  | 1,441 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 944 |  |  |  | 944 |  |  |  | 591 |
Commercial Real Estate |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 3 |  |  |  | 3 |  |  |  | 2 |
Residential |  |  | 1,485 |  |  |  | 1,538 |  |  |  | 311 |
Home Equity Consumer & Other |  |  | 355 |  |  |  | 355 |  |  |  | 189 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 1,362 |  |  | $ | 3,248 |  |  | $ | 591 |
Commercial Real Estate |  | $ | 849 |  |  | $ | 1,893 |  |  | $ | - |
Agricultural |  | $ | 3 |  |  | $ | 3 |  |  | $ | 2 |
Residential |  | $ | 2,756 |  |  | $ | 2,820 |  |  | $ | 311 |
Home Equity Consumer & Other |  | $ | 580 |  |  | $ | 613 |  |  | $ | 189 |
All Impaired Loans < $100,000 |  | $ | 1,441 |  |  | $ | 1,441 |  |  | $ | - |
|  | Nine Months Ended September 30, 2012 |  |  | Three Months Ended September 30, 2012 |
|  | Average |  |  | Interest |  |  | Average |  |  | Interest |
($'s in thousands) |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 2,568 |  |  | $ | - |  |  | $ | 2,071 |  |  | $ | - |
Commercial Real Estate |  |  | 2,078 |  |  |  | 18 |  |  |  | 2,013 |  |  |  | 6 |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 1,359 |  |  |  | 57 |  |  |  | 1,351 |  |  |  | 16 |
Home Equity Consumer & Other |  |  | 393 |  |  |  | 11 |  |  |  | 388 |  |  |  | 4 |
All Impaired Loans < $100,000 |  |  | 1,441 |  |  |  | - |  |  |  | 1,441 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 949 |  |  |  | 6 |  |  |  | 947 |  |  |  | 3 |
Commercial Real Estate |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Agricultural |  |  | 3 |  |  |  | - |  |  |  | 3 |  |  |  | - |
Residential |  |  | 1,480 |  |  |  | 38 |  |  |  | 1,475 |  |  |  | 12 |
Home Equity Consumer & Other |  |  | 365 |  |  |  | 13 |  |  |  | 362 |  |  |  | 5 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 3,517 |  |  | $ | 6 |  |  | $ | 3,018 |  |  | $ | 3 |
Commercial Real Estate |  | $ | 2,078 |  |  | $ | 18 |  |  | $ | 2,013 |  |  | $ | 6 |
Agricultural |  | $ | 3 |  |  | $ | - |  |  | $ | 3 |  |  | $ | - |
Residential |  | $ | 2,839 |  |  | $ | 95 |  |  | $ | 2,826 |  |  | $ | 28 |
Home Equity Consumer & Other |  | $ | 758 |  |  | $ | 24 |  |  | $ | 750 |  |  | $ | 9 |
All Impaired Loans < $100,000 |  | $ | 1,441 |  |  | $ | - |  |  | $ | 1,441 |  |  | $ | - |
Twelve Months Ended |  |  |  |  | Unpaid |  |  |  |
December 31, 2011 |  | Recorded |  |  | Principal |  |  | Related |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 1,206 |  |  | $ | 1,856 |  |  | $ | - |
Commercial Real Estate |  |  | 1,061 |  |  |  | 2,149 |  |  |  | - |
Agricultural |  |  | - |  |  |  | - |  |  |  | - |
Residential |  |  | 581 |  |  |  | 581 |  |  |  | - |
Home Equity Consumer & Other |  |  | 189 |  |  |  | 217 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,065 |  |  |  | 1,065 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 2,077 |  |  |  | 3,787 |  |  |  | 1,017 |
Commercial Real Estate |  |  | 1,412 |  |  |  | 2,827 |  |  |  | 19 |
Agricultural |  |  | 5 |  |  |  | 5 |  |  |  | 5 |
Residential |  |  | 1,493 |  |  |  | 1,596 |  |  |  | 280 |
Home Equity Consumer & Other |  |  | 354 |  |  |  | 354 |  |  |  | 212 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 3,283 |  |  | $ | 5,643 |  |  | $ | 1,017 |
Commercial Real Estate |  | $ | 2,473 |  |  | $ | 4,976 |  |  | $ | 19 |
Agricultural |  | $ | 5 |  |  | $ | 5 |  |  | $ | 5 |
Residential |  | $ | 2,074 |  |  | $ | 2,177 |  |  | $ | 280 |
Home Equity Consumer & Other |  | $ | 543 |  |  | $ | 571 |  |  | $ | 212 |
All Impaired Loans < $100,000 |  | $ | 1,065 |  |  | $ | 1,065 |  |  | $ | - |
September 30, 2011 |  |  |  |  | Unpaid |  |  |  |
($'s in thousands) |  | Recorded |  |  | Principal |  |  | Related |
|  | Investment |  |  | Balance |  |  | Allowance |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 165 |  |  | $ | 515 |  |  | $ | - |
Commercial RE & Construction |  |  | 504 |  |  |  | 1,367 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 438 |  |  |  | 485 |  |  |  | - |
Home Equity & Consumer |  |  | 43 |  |  |  | 43 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,381 |  |  |  | 1,381 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 2,226 |  |  |  | 4,074 |  |  |  | 732 |
Commercial RE & Construction |  |  | 2,171 |  |  |  | 3,260 |  |  |  | 480 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 873 |  |  |  | 1,081 |  |  |  | 221 |
Home Equity & Consumer |  |  | 52 |  |  |  | 87 |  |  |  | - |
Totals: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 2,391 |  |  | $ | 4,589 |  |  | $ | 732 |
Commercial RE & Construction |  | $ | 2,675 |  |  | $ | 4,627 |  |  | $ | 480 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,311 |  |  | $ | 1,567 |  |  | $ | 221 |
Home Equity & Consumer |  | $ | 95 |  |  | $ | 130 |  |  | $ | - |
All Impaired Loans < $100,000 |  | $ | 1,381 |  |  | $ | 1,381 |  |  | $ | - |
|  | Nine Months Ended |  |  | Three Months Ended |
September 30, 2011 |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
($'s in thousands) |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
|  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 210 |  |  | $ | - |  |  | $ | 210 |  |  | $ | - |
Commercial RE & Construction |  |  | 700 |  |  |  | - |  |  |  | 504 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 531 |  |  |  | 17 |  |  |  | 525 |  |  |  | 5 |
Home Equity & Consumer |  |  | 43 |  |  |  | - |  |  |  | 43 |  |  |  | - |
All Impaired Loans < $100,000 |  |  | 1,381 |  |  |  | - |  |  |  | 1,381 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 2,663 |  |  |  | - |  |  |  | 2,664 |  |  |  | - |
Commercial RE & Construction |  |  | 3,121 |  |  |  | 13 |  |  |  | 3,133 |  |  |  | 4 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,106 |  |  |  | 22 |  |  |  | 1,120 |  |  |  | 8 |
Home Equity & Consumer |  |  | 83 |  |  |  | 3 |  |  |  | 82 |  |  |  | 1 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 2,873 |  |  | $ | - |  |  | $ | 2,874 |  |  | $ | - |
Commercial RE & Construction |  | $ | 3,821 |  |  | $ | 13 |  |  | $ | 3,637 |  |  | $ | 4 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,637 |  |  | $ | 39 |  |  | $ | 1,645 |  |  | $ | 13 |
Home Equity & Consumer |  | $ | 126 |  |  | $ | 3 |  |  | $ | 125 |  |  | $ | 1 |
All Impaired Loans < $100,000 |  | $ | 1,381 |  |  | $ | - |  |  | $ | 1,381 |  |  | $ | - |
Troubled Debt Restructurings On Financing Receivables [Table Text Block] | The table below presents the activity of TDRs during the three and nine months ended September 30, 2012 and the twelve months ended December 31, 2011.
($'s in thousands) |  | Three Months Ended September 30, 2012 |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |
Residential Real Estate |  |  | 2 |  |  | $ | 60 |  |  | $ | 60 |
($'s in thousands) |  | Nine Months Ended September 30, 2012 |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |
Residential Real Estate |  |  | 10 |  |  | $ | 334 |  |  | $ | 334 |
($'s in thousands) |  | Twelve Months Ended December 31, 2011 |
|  |  |  |  | Pre-Modification |  |  | Post-Modification |
|  | Number of |  |  | Recorded |  |  | Recorded |
|  | Contracts |  |  | Investment |  |  | Investment |
Residential Real Estate |  |  | 14 |  |  | $ | 1,011 |  |  | $ | 1,011 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
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