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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Operating Activities    
Net Income $ 3,290 $ 1,390
Items not requiring (providing) cash    
Depreciation and amortization 941 1,344
Provision for loan losses 950 1,695
Expense of share-based compensation plan 39 67
Amortization of premiums and discounts on securities 970 1,225
Amortization of intangible assets 472 579
Amortization of originated mortgage servicing rights 973 416
Recapture of originated mortgage servicing rights impairment (419) 0
Impairment of mortgage servicing rights 305 897
Deferred income taxes (345) (37)
Proceeds from sale of loans held for sale 238,894 135,730
Originations of loans held for sale (242,306) (135,093)
Gain from sale of mortgage loans (4,148) (2,091)
Gain from sale of non-mortgage loans (170) (81)
Gain on sales of available for sale securities 0 (1,871)
Loss on sale of foreclosed assets 254 297
(Gain) loss on sale of fixed assets 3 (10)
Income from bank owned life insurance (267) (276)
OREO impairment 58 0
Changes in    
Interest receivable (196) 8
Other assets 2,125 1,852
Interest payable and other liabilities 1,190 607
Net cash provided by operating activities 2,613 6,648
Investing Activities    
Purchase of available-for-sale securities (23,956) (36,705)
Purchase of Federal Home Loan Bank stock (63) 0
Proceeds from maturities of available-for-sale securities 34,730 21,274
Proceeds from sales of availabe-for-sale-securities 0 44,332
Proceeds from bank owned life insurance 0 1,354
Net change in loans (14,255) (15,707)
Purchase of premises and equipment and software (942) (626)
Proceeds from sales or disposal of premises and equipment 701 9
Proceeds from sale of foreclosed assets 261 1,397
Net cash provided by (used in) investing activities (3,524) 15,328
Financing Activities    
Net increase (decrease) in demand deposits, money market, interest checking and savings accounts 15,673 (8,134)
Net (decrease) increase in certificates of deposit (19,187) 6,805
Net decrease in securities sold under agreements to repurchase (5,044) (27,008)
Proceeds from Federal Home Loan Bank advances 41,500 23,000
Repayment of Federal Home Loan Bank advances (35,776) (32,868)
Repayment of notes payable (813) (425)
Net cash used in financing activities (3,647) (38,630)
Decrease in Cash and Cash Equivalents (4,558) (16,654)
Cash and Cash Equivalents, Beginning of Year 14,846  
Cash and Cash Equivalents, End of Period 10,289 13,764
Supplemental Cash Flows Information    
Interest paid 2,927 4,592
Income taxes paid (refunded) 70 (763)
Transfer of loans to foreclosed assets $ 983 $ 2,151