EX-4.4 2 f10k2012ex4iv_rurban.htm AGREEMENT TO FURNISH INSTRUMENTS AND AGREEMENTS DEFINING RIGHTS OF HOLDERS OF LONG-TERM DEBT
Exhibit 4.4
[Rurban Financial Corp. Letterhead]
March 12, 2013
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549

| Re: | Rurban Financial Corp. – Annual Report on Form 10-K for the fiscal year ended December 31, 2012

Ladies and Gentlemen:
Rurban Financial Corp., an Ohio corporation (“Rurban”), is today filing with the Securities and Exchange Commission (the “SEC”) the Annual Report on Form 10-K of Rurban for the fiscal year ended December 31, 2012 (“Rurban’s 2012 Form 10-K”).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Rurban hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to Rurban’s 2012 Form 10-K. None of such long-term debt exceeds 10% of the total assets of Rurban and its subsidiaries on a consolidated basis.

| Very truly yours, |
| RURBAN FINANCIAL CORP. |
| /s/ Anthony V. Cosentino Anthony V. Cosentino Executive Vice President and Chief Financial Officer |