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Disclosures About Fair Value of Assets and Liabilities (Tables) | 12 Months Ended
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Dec. 31, 2012
Disclosures About Fair Value Of Assets and Liabilities [Abstract] |
Fair value measurements of securities measured at fair value on a recurring basis |
($ in thousands) Available-for-Sale Securities: |  | Fair Values at 12/31/2012 |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
U.S. Treasury and Government Agencies |  | $ | 14,511 |  |  | $ | - |  |  | $ | 14,511 |  |  | $ | - |
Mortgage-backed securities |  |  | 63,764 |  |  |  | - |  |  |  | 63,764 |  |  |  | - |
State and political subdivisions |  |  | 18,249 |  |  |  | - |  |  |  | 18,249 |  |  |  | - |
Money Market Mutual Fund |  |  | 2,155 |  |  |  | 2,155 |  |  |  | - |  |  |  | - |
Equity securities |  |  | 23 |  |  |  | - |  |  |  | 23 |  |  |  | - |
Interest rate contracts |  |  | 254 |  |  |  | - |  |  |  | 254 |  |  |  | - |
($ in thousands) Available-for-Sale Securities: |  | Fair Values at 12/31/2011 |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
U.S. Treasury and Government Agencies |  | $ | 25,424 |  |  | $ | - |  |  | $ | 25,424 |  |  | $ | - |
Mortgage-backed securities |  |  | 67,699 |  |  |  | - |  |  |  | 67,699 |  |  |  | - |
State and political subdivisions |  |  | 16,792 |  |  |  | - |  |  |  | 16,792 |  |  |  | - |
Money Market Mutual Fund |  |  | 2,040 |  |  |  | 2,040 |  |  |  | - |  |  |  | - |
Equity securities |  |  | 23 |  |  |  | - |  |  |  | 23 |  |  |  | - |
Summary of fair value measurements of assets measured at fair value on a non-recurring basis |
($ in thousands) Description |  | Fair Values at 1 2/31/2012 |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
Impaired loans |  | $ | 2,227 |  |  | $ | - |  |  | $ | - |  |  | $ | 2,227 |
Mortgage Servicing Rights |  |  | 3,755 |  |  |  | - |  |  |  | - |  |  |  | 3,755 |
Foreclosed Assets |  |  | 950 |  |  |  | - |  |  |  | - |  |  |  | 950 |
($ in thousands) Description |  | Fair Values at 12/31/2011 |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
Impaired loans |  | $ | 5,575 |  |  | $ | - |  |  | $ | - |  |  | $ | 5,575 |
Mortgage Servicing Rights |  |  | 2,820 |  |  |  | - |  |  |  | - |  |  |  | 2,820 |
Foreclosed Assets |  |  | 877 |  |  |  | - |  |  |  | - |  |  |  | 877 |
Impaired Software |  |  | 159 |  |  |  |  |  |  |  |  |  |  |  | 159 |
Summary of quantitative information about unobservable inputs used in recurring and nonrecurring |
($ in thousands) |  | Fair Value at 12/31/2012 |  | Valuation Technique | Unobservable Inputs |  | Range (Weighted Average) |
Collateral-dependent impaired loans |  | $ | 2,227 |  | Market comparable properties | Comparability adjustments (%) |  | Not available |
Foreclosed asset |  |  | 950 |  | Market comparable properties | Marketability discount |  |  | 10.0 | %
Mortgage servicing rights |  |  | 3,755 |  | Discounted cash flow | Discount Rate |  |  | 8.50 | %
|  |  |  |  |  | Constant prepayment rate |  |  | 15.60 | %
|  |  |  |  |  | P&I earnings credit |  |  | 0.21 | %
|  |  |  |  |  | T&I earnings credit |  |  | 0.81 | %
|  |  |  |  |  | Inflation for cost of servicing |  |  | 1.50 | %
Summary of estimated fair values of company's financial instruments |
December 31, 2012 |  | Carrying |  |  | Fair Value Measurments Using |
$'s in thousands |  | Amount |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
Financial assets |  |  |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 19,144 |  |  | $ | 19,144 |  |  | $ | - |  |  | $ | - |
Loans held for sale |  |  | 6,147 |  |  |  | - |  |  |  | 6,350 |  |  |  | - |
Loans, net of allowance for loan losses |  |  | 456,578 |  |  |  | - |  |  |  | - |  |  |  | 462,773 |
Federal Reserve and FHLB Bank stock, at cost |  |  | 3,748 |  |  |  | - |  |  |  | 3,748 |  |  |  | - |
Accrued interest receivable |  |  | 1,235 |  |  |  | - |  |  |  | 1,235 |  |  |  | - |
Financial liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  | $ | 527,001 |  |  | $ | - |  |  | $ | 530,097 |  |  | $ | - |
Short-term borrowings |  |  | 10,333 |  |  |  | - |  |  |  | 10,333 |  |  |  | - |
Notes payable |  |  | 1,702 |  |  |  | - |  |  |  | 1,731 |  |  |  | - |
FHLB advances |  |  | 21,000 |  |  |  | - |  |  |  | 21,274 |  |  |  | - |
Trust preferred securities |  |  | 20,620 |  |  |  | - |  |  |  | 7,353 |  |  |  | - |
Accrued interest payable |  |  | 138 |  |  |  | - |  |  |  | 138 |  |  |  | - |
December 31, 2011 |  | Carrying |  |  | Fair Value Measurments Using |
$'s in thousands |  | Amount |  |  | (Level 1) |  |  | (Level 2) |  |  | (Level 3) |
Financial assets |  |  |  |  |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 14,846 |  |  | $ | 14,846 |  |  | $ | - |  |  | $ | - |
Loans held for sale |  |  | 5,238 |  |  |  | - |  |  |  | 5,334 |  |  |  | - |
Loans, net of allowance for loan losses |  |  | 436,025 |  |  |  | - |  |  |  | - |  |  |  | 443,727 |
Federal Reserve and FHLB Bank stock, at cost |  |  | 3,685 |  |  |  | - |  |  |  | 3,685 |  |  |  | - |
Interest receivable |  |  | 1,635 |  |  |  | - |  |  |  | 1,635 |  |  |  | - |
Financial liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  | $ | 518,765 |  |  | $ | - |  |  | $ | 521,654 |  |  | $ | - |
Short-term borrowings |  |  | 18,779 |  |  |  | - |  |  |  | 18,903 |  |  |  | - |
Notes payable |  |  | 2,788 |  |  |  | - |  |  |  | 2,815 |  |  |  | - |
FHLB advances |  |  | 12,776 |  |  |  | - |  |  |  | 13,149 |  |  |  | - |
Trust preferred securities |  |  | 20,620 |  |  |  | - |  |  |  | 8,320 |  |  |  | - |
Accrued interest payable |  |  | 2,954 |  |  |  | - |  |  |  | 2,954 |  |  |  | - |

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- Definition Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 33 -Subparagraph a, b -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19296-110258 + Details
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- Definition Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 6 -Footnote 4 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 32 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19190-110258 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258 + Details
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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 14 -Subparagraph a -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 159 -Paragraph 18 -Subparagraph c(2), d, e, f -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 15 -Subparagraph b-d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13467-108611 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 159 -Paragraph 19 -Subparagraph a, b, c(1), d(1) -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6447952&loc=d3e13220-108610 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 32 -Subparagraph a, c(1), c(2), c(3), d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 10 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13476-108611 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612 + Details
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- Definition Tabular disclosure of quantitative information about the inputs used in the fair value measurement of assets. This disclosure may include, but is not limited to, the fair value of the asset, valuation technique used to measure fair value, the inputs used to measure fair value, the ranges of the inputs, and the weighted averages of the inputs. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258 + Details
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