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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
ASSETS    
Cash and due from banks $ 19,144 $ 14,846
Available-for-sale securities 98,702 111,978
Loans held for sale 6,147 5,238
Loans, net of unearned income 463,389 442,554
Allowance for loan losses (6,811) (6,529)
Premises and equipment, net 12,633 13,773
Federal Reserve and Federal Home Loan Bank Stock, at cost 3,748 3,685
Foreclosed assets held for sale, net 2,367 1,830
Interest receivable 1,235 1,635
Goodwill 16,353 16,353
Core deposits and other intangibles 1,219 1,849
Purchased software 330 159
Cash value of life insurance 12,577 12,224
Deferred income taxes 177 2,286
Mortgage servicing rights 3,775 2,820
Other assets 3,249 3,963
Total assets 638,234 628,664
Deposits    
Non interest bearing demand 77,799 65,963
Interest bearing NOW 117,289 107,446
Savings 57,461 49,665
Money Market 80,381 74,244
Time Deposits 194,071 221,447
Total deposits 527,001 518,765
Short-term borrowings 10,333 18,779
Notes payable 1,702 2,788
Federal Home Loan Bank advances 21,000 12,776
Trust preferred securities 20,620 20,620
Interest payable 138 2,953
Other liabilities 4,156 4,051
Total liabilities 584,950 580,732
Commitments and Contingent Liabilities      
Stockholders' Equity    
Preferred stock, $0.00 stated value; authorized 200,000 shares; 0 shares issued      
Common stock, $2.50 stated value; authorized 10,000,000 shares; 5,027,433 shares issued 12,569 12,569
Additional paid-in capital 15,374 15,323
Retained earnings 25,280 20,466
Accumulated other comprehensive income 1,830 1,343
Treasury stock, at cost - 165,654 shares (1,769) (1,769)
Total stockholders' equity 53,284 47,932
Total liabilities and stockholders' equity $ 638,234 $ 628,664