Condensed Financial Information (Parent Company Only) (Tables)

12 Months Ended

Dec. 31, 2012

	2012		2011
($ in thousands)
Assets
Cash and cash equivalents	$	601	$	1,158
Investment in common stock of banking subsidiaries		71,136		68,915
Investment in nonbanking subsidiaries		1,427		(1,589	)
Notes Receivable		-		2,000
Other assets		2,164		2,724
Total assets	$	75,328	$	73,208
Liabilities
Trust preferred securities	$	20,000	$	20,000
Borrowings from nonbanking subsidiaries		620		620
Notes Payable		750		1,500
Other liabilities & accrued interest payable		838		3,463
Total liabilities		22,208		25,583
Stockholders' Equity		53,120		47,625
Total liabilities and stockholders' equity	$	75,328	$	73,208

($ in thousands)	2012			2011
Income
Interest income	$	-		$	121
Dividends from subsidiaries:
Banking subsidiaries		4,600			2,165
Nonbanking subsidiaries		119			-
Total		4,719			2,165
Other income		264			154
Total income		4,983			2,440
Expenses
Interest expense		1,881			1,406
Other expense		1,269			1,580
Total expenses		3,150			2,986
Income (loss) before income tax and equity in undistributed (excess distributed) income (loss) of subsidiaries		1,833			(546	)
Income tax benefit		(987	)		(642	)
Income before equity in undistributed income of subsidiaries		2,820			96
Equity in undistributed income of subsidiaries
Banking subsidiaries		1,832			2,634
Nonbanking subsidiaries		304			(1,373	)
Total		2,136			1,261
Net income	$	4,956		$	1,357
Comprehensive income	$	5,301			1,820

	2012			2011
($ in thousands)
Operating Activities
Net income	$	4,956		$	1,357
Items not requiring (providing) cash
Equity in undistributed net income of subsidiaries		(2,136	)		(1,261	)
Expense of stock option plan		51			88
Other assets		560			(49	)
Other liabilities		(2,625	)		1,184

Net cash provided by operating activities		806			1,319

Investing Activities
Increase in Notes Receivable		2,000			-
Investment in Subsidiary		(2,613	)		-
Net cash used in investing activities		(613	)		-

Financing Activities
Repayment of NotesPayable		(750	)		(200	)

Net cash used in financing activities		(750	)		(200	)

Net Change in Cash and Cash Equivalents		(557	)		1,119

Cash and Cash Equivalents at Beginning of Year		1,158			39

Cash and Cash Equivalents at End of Year	$	601		$	1,158