Segment Information (Tables)

12 Months Ended

Dec. 31, 2012

2012	Banking		Data Processing			Other			Total Segments		Intersegment Elimination			Consolidated Totals
($ in thousands) Income Statement information:

Net interest income (expense)	$	22,760	$	(114	)	$	(1,881	)	$	20,765	$	(33	)	$	20,732
Other revenue - external customers		12,427		2,294			19			14,740		-			14,740
Other revenue - other segments		289		1,537			245			2,071		(1,966	)		105
Net interest income and other revenue		35,476		3,717			(1,617	)		37,576		(1,999	)		35,577
Non-interest expense		24,974		3,345			1,270			29,589		(2,104	)		27,484
Significant noncash items:
Depreciation and amortization		942		280			10			1,232		-			1,232
Fixed asset and software impairment		65		-						65		-			65
Provision for loan losses		1,350		-			-			1,350		-			1,350
Income tax expense (benefit)		2,719		198			(988	)		1,929		-			1,929
Segment profit (loss)	$	6,434	$	384		$	1,899		$	4,709	$	105		$	4,814

Balance sheet information:

Total assets	$	633,353	$	2,250		$	75,328		$	710,931	$	(72,697	)	$	638,234
Goodwill and intangibles		17,572		-			-			17,572		-			17,572
Premises and equipment expenditures	$	1,019	$	2		$	-		$	1,021	$	-		$	1,021

2011	Banking		Data Processing			Other			Total Segments		Intersegment Elimination			Consolidated Totals
($ in thousands) Income Statement information:

Net interest income (expense)	$	22,301	$	(305	)	$	(1,285	)	$	20,711	$	-		$	20,711
Other revenue - external customers		10,187		3,332			32			13,551		-			13,551
Other revenue - other segments		301		1,388			146			1,834		(1,528	)		306
Net interest income and other revenue		32,789		4,415			(1,107	)		36,096		(1,528	)		34,568
Non-interest expense		24,172		6,335			1,580			32,087		(1,834	)		30,253
Significant noncash items:
Depreciation and amortization		870		903			10			1,783		-			1,783
Fixed asset and software impairment		-		609			-			609		-			609
Goodwillimpairment		-		381			-			381		-			381
Provision for loan losses		1,994		-			-			1,994		-			1,994
Income taxexpense (benefit)		1,824		(523	)		(642	)		658		-			658
Segment profit (loss)	$	4,799	$	(1,397	)	$	(2,045	)	$	1,358	$	306		$	1,664

Balance sheet information:

Total assets	$	623,501	$	3,577		$	73,208		$	700,286	$	(71,622	)	$	628,664
Goodwill and intangibles		18,202		-			-			18,202		-			18,202
Premises and equipment expenditures	$	560	$	107		$	13		$	680	$	-		$	680

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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