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Condensed Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Loans    
Taxable $ 5,883 $ 5,928
Nontaxable 24 23
Securities    
Taxable 330 399
Nontaxable 170 147
Total interest income 6,407 6,497
Interest expense    
Deposits 606 854
Other borrowings 14 34
Repurchase Agreements 2 68
Federal Home Loan Bank advances 90 74
Trust preferred securities 403 592
Total interest expense 1,115 1,622
Net interest income 5,292 4,875
Provision for loan losses 299 450
Net interest income after provision for loan losses 4,993 4,425
Noninterest income    
Data service fees 414 643
Trust fees 643 642
Customer service fees 616 631
Gain on sale of mtg. loans & OMSR's 1,484 1,181
Mortgage loan servicing fees, net 179 329
Gain on sale of non-mortgage loans 156   
Net gains on sales of securities 20   
Loss on sale or disposal of assets (105) (56)
Other income 160 211
Total non-interest income 3,567 3,581
Noninterest expense    
Salaries and employee benefits 3,439 3,499
Net occupancy expense 518 548
Equipment expense 755 711
FDIC insurance expense 132 214
Data processing fees 77 113
Professional fees 429 385
Marketing expense 108 90
Printing and office supplies 46 78
Telephone and communication 158 144
Postage and delivery expense 215 229
State, local and other taxes 134 120
Employee expense 152 106
Other intangible amortization expense 153 157
OREO Impairment 33   
Other expenses 321 282
Total non-interest expense 6,670 6,676
Income before income tax expense 1,890 1,330
Income tax expense 572 358
Net income $ 1,318 $ 972
Basic earnings per common share $ 0.27 $ 0.20
Diluted earnings per common share $ 0.27 $ 0.20