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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Operating Activities    
Net income $ 1,318 $ 972
Items (using)/providing cash    
Depreciation and amortization 287 334
Provision for loan losses 299 450
Expense of share-based compensation plan 12 15
Amortization of premiums and discounts on securities 273 368
Amortization of intangible assets 153 157
Amortization of originated mortgage servicing rights 330 349
Recapture of originated mortgage servicing rights impairment (171) (419)
Proceeds from sale of loans held for sale 73,868 62,897
Originations of loans held for sale (71,967) (68,331)
Gain from sale of loans (1,640) (1,181)
Gain on sales of available for sale securities (20)   
Loss on sale of foreclosed assets 65 15
Income from bank owned life insurance (82) (88)
OREO Impairment 33   
Changes in    
Interest receivable (383) (167)
Other assets (2,983) 610
Interest payable and other liabilities (197) (68)
Net cash used in operating activities (805) (4,087)
Investing Activities    
Purchase of available-for-sale securities (11,233) (11,295)
Purchase of Federal Home Loan Bank stock      
Proceeds from maturities of available-for-sale securities 9,723 12,463
Proceeds from sales of available-for-sale-securities 1,235   
Net change in loans 7,450 2,432
Purchase of premises and equipment and software    (771)
Proceeds from sales or disposal of premises and equipment    701
Proceeds from sale of foreclosed assets 377 27
Net cash provided by investing activities 7,552 3,557
Financing Activities    
Net increase in demand deposits, money market, interest checking and savings accounts 13,931 28,055
Net decrease in certificates of deposit (8,673) (11,328)
Net increase (decrease) in securities sold under agreements to repurchase 650 (1,008)
Repayment of Federal Home Loan Bank advances (3,500) (165)
Proceeds from stock options exercised 10   
Repayment of notes payable (278) (269)
Net cash provided by financing activities 2,140 15,285
Increase in Cash and Cash Equivalents 8,887 14,756
Cash and Cash Equivalents, Beginning of Year 19,144 14,846
Cash and Cash Equivalents, End of Period 28,031 29,602
Supplemental Cash Flows Information    
Interest paid 738 1,020
Income taxes paid (refunded) 50   
Transfer of loans to foreclosed assets 378 14
Dividends payable $ 122