XML 97 R20.htm IDEA: XBRL DOCUMENT v2.4.0.8

Segment Information (Tables)

6 Months Ended

Jun. 30, 2013

Segment Information [Abstract]

Segment reporting information

						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	5,701			$	(12	)		$	(338	)		$	5,351			$	(1	)		$	5,350
Other revenue - external customers			3,396				457				-				3,853				-				3,853
Other revenue - other segments			71				243				-				314				(347	)			(33	)
Total revenue			9,168				688				(338	)			9,518				(348	)			9,170
Non-interest expense			6,445				703				244				7,392				(312	)			7,080
Significant non-cash items:
Depreciation and amortization			184				29				1				214				-				214
											.
Provision for loan losses			200				-				-				200				-				200
Income tax expense (benefit)			774				(5	)			(198	)			571				-				571
Segment profit (loss)		$	1,749			$	(10	)		$	(384	)		$	1,355			$	(36	)		$	1,319
Balance sheet information
Total assets		$	627,623			$	2,180			$	1,405			$	631,208			$	284			$	631,492
Goodwill and intangibles		$	17,266			$	-			$	-			$	17,266			$	-			$	17,266
Premises and equipment expenditures		$	553			$	-			$	-			$	553			$	-			$	553

As of and for the three months ended June 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	5,790			$	(69	)		$	(419	)		$	5,302			$	(34	)		$	5,268
Other revenue - external customers			2,662				578				9				3,249								3,249
Other revenue - other segments			80				251				60				391				(432	)			(41	)
Total revenue			8,532				760				(350	)			8,942				(466	)			8,476
Non-interest expense			6,083				842				369				7,294				(423	)			6,871
Significant non-cash items:
Depreciation and amortization			237				68				3				308				-				308
Provision for loan losses			200				-				-				200				-				200
Income tax expense (benefit)			667				(28	)			(248	)			391				-				391
Segment profit (loss)		$	1,582			$	(54	)		$	(471	)		$	1,057			$	(43	)		$	1,014
Balance sheet information
Total assets		$	626,889			$	2,684			$	7,066			$	636,639			$	(4,108	)		$	632,531
Goodwill and intangibles		$	17,887			$	-			$	-			$	17,887			$	-			$	17,887
Premises and equipment expenditures		$	184			$	-			$	-			$	184			$	-			$	184

As of and for the six months ended June 30, 2013
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	11,409			$	(26	)		$	(741	)		$	10,642			$	-			$	10,642
Non-interest income - external
customers			6,560				872				-				7,432								7,432
Non-interest income - other segments			168				582				21				771				(816	)			(45	)
Total revenue			18,137				1,428				(720	)			18,845				(816	)			18,029
Non-interest expense			12,577				1,406				516				14,499				(749	)			13,750
Significant non-cash items:
Depreciation and amortization			434				64				3				501				-				501
Provision for loan losses			499				-				-				499				-				499
Income tax expense (benefit)			1,556				7				(420	)			1,143				-				1,143
Segment profit (loss)		$	3,505			$	15			$	(816	)		$	2,704			$	(67	)		$	2,637
Balance sheet information
Total assets		$	627,623			$	2,180			$	1,405			$	631,208			$	284			$	631,492
Goodwill and intangibles		$	17,266			$	-			$	-			$	17,266			$	-			$	17,266
Premises and equipment expenditures		$	553			$	-			$	-			$	553			$	-			$	553

As of and for the six months ended June 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	11,291			$	(82	)		$	(1,032	)		$	10,177			$	(34	)		$	10,143
Non-interest income - external
customers			5,625				1,198				26				6,849								6,849
Non-interest income - other segments			160				1,065				114				1,339				(1,399	)			(60	)
Total revenue			17,076				2,181				(892	)			18,365				(1,433	)			16,932
Non-interest expense			12,530				1,725				664				14,919				(1,372	)			13,547
Significant non-cash items:
Depreciation and amortization			462				174				6				642				-				642
Provision for loan losses			650				-				-				650				-				650
Income tax expense (benefit)			1,132				155				(538	)			749				-				749
Segment profit (loss)		$	2,764			$	301			$	(1,018	)		$	2,047			$	(61	)		$	1,986
Balance sheet information
Total assets		$	626,889			$	2,684			$	7,066			$	636,639			$	(4,108	)		$	632,531
Goodwill and intangibles		$	17,887			$	-			$	-			$	17,887			$	-			$	17,887
Premises and equipment expenditures		$	953			$	2			$	-			$	955			$	-			$	955

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 21

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8721-108599



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 25

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8813-108599



Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=14024403&loc=d3e13816-109267



Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 30

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599



Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 22

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8736-108599

+ Details

Name:	us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_SegmentReportingAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration