XML 48 R30.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Loans and Allowance for Loan Losses (Details 1) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Dec. 31, 2012
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | $ 7,013 | $ 6,618 | $ 6,811 | $ 6,529 |
Charge Offs | (307) | (301) | (656) | (1,028) |
Recoveries | 13 | 79 | 65 | 245 |
Provision | 401 | 300 | 900 | 950 |
Ending Balance | 7,120 | 6,696 | 7,120 | 6,696 |
Ending balance individually evaluated for impairment | 958 |  | 958 |  | 1,121
Ending balance collectively evaluated for impairment | 6,162 |  | 6,162 |  | 5,690
Loans, Ending balance individually evaluated for impairment | 6,021 |  | 6,021 |  | 5,322
Loans, Ending balance collectively evaluated for impairment | 469,500 |  | 469,500 |  | 458,343
Commercial & Industrial [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 1,547 | 1,517 | 1,561 | 1,914 |
Charge Offs |  | (79) | (1) | (284) |
Recoveries | 2 | 11 | 16 | 39 |
Provision | 183 | 152 | 156 | (68) |
Ending Balance | 1,732 | 1,601 | 1,732 | 1,601 |
Ending balance individually evaluated for impairment | 521 |  | 521 |  | 485
Ending balance collectively evaluated for impairment | 1,211 |  | 1,211 |  | 1,076
Loans, Ending balance individually evaluated for impairment | 2,463 |  | 2,463 |  | 1,232
Loans, Ending balance collectively evaluated for impairment | 79,396 |  | 79,396 |  | 80,535
Commercial RE & Construction [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 3,059 | 3,020 | 3,034 | 2,880 |
Charge Offs | (53) | (180) | (58) | (279) |
Recoveries | 1 | 5 | 16 | 47 |
Provision | 86 | 57 | 101 | 254 |
Ending Balance | 3,093 | 2,902 | 3,093 | 2,902 |
Ending balance individually evaluated for impairment | 40 |  | 40 |  | 55
Ending balance collectively evaluated for impairment | 3,053 |  | 3,053 |  | 2,979
Loans, Ending balance individually evaluated for impairment | 829 |  | 829 |  | 725
Loans, Ending balance collectively evaluated for impairment | 208,910 |  | 208,910 |  | 200,667
Agricultural & Farmland [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 180 | 95 | 186 | 51 |
Charge Offs |  | (10) |  | (10) |
Recoveries | 1 | 2 | 3 | 4 |
Provision | (4) | 107 | (12) | 149 |
Ending Balance | 177 | 194 | 177 | 194 |
Ending balance individually evaluated for impairment |  |  |  |  |
Ending balance collectively evaluated for impairment | 177 |  | 177 |  | 186
Loans, Ending balance individually evaluated for impairment |  |  |  |  |
Loans, Ending balance collectively evaluated for impairment | 39,636 |  | 39,636 |  | 42,276
Residential Real Estate [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 1,183 | 1,047 | 1,088 | 956 |
Charge Offs | (69) |  | (167) | (65) |
Recoveries |  | (2) | 19 | 80 |
Provision | 22 | (18) | 196 | 56 |
Ending Balance | 1,136 | 1,027 | 1,136 | 1,027 |
Ending balance individually evaluated for impairment | 219 |  | 219 |  | 386
Ending balance collectively evaluated for impairment | 917 |  | 917 |  | 702
Loans, Ending balance individually evaluated for impairment | 2,125 |  | 2,125 |  | 2,683
Loans, Ending balance collectively evaluated for impairment | 94,352 |  | 94,352 |  | 85,176
Home Equity & Consumer [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 947 | 802 | 839 | 599 |
Charge Offs | (185) | (25) | (421) | (366) |
Recoveries | 9 | 61 | 11 | 69 |
Provision | 114 | 12 | 456 | 548 |
Ending Balance | 885 | 850 | 885 | 850 |
Ending balance individually evaluated for impairment | 178 |  | 178 |  | 195
Ending balance collectively evaluated for impairment | 707 |  | 707 |  | 644
Loans, Ending balance individually evaluated for impairment | 604 |  | 604 |  | 682
Loans, Ending balance collectively evaluated for impairment | 47,073 |  | 47,073 |  | 49,541
Other [Member] |  |  |  |  |
Summary of balance of the allowance for loan losses and the recorded investment in loans |  |  |  |  |
Beginning balance | 97 | 137 | 103 | 129 |
Charge Offs |  | (7) | (9) | (24) |
Recoveries |  | 2 |  | 6 |
Provision |  | (10) | 3 | 11 |
Ending Balance | 97 | 122 | 97 | 122 |
Ending balance collectively evaluated for impairment | 97 |  | 97 |  | 102
Loans, Ending balance collectively evaluated for impairment | $ 133 |  | $ 133 |  | $ 148

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration