XML 35 R37.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Segment Information (Details) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2013 | Sep. 30, 2012 | Sep. 30, 2013 | Sep. 30, 2012 | Dec. 31, 2012
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) | $ 5,175 | $ 5,434 | $ 15,817 | $ 15,577 |
Non-interest income - external customers | 3,746 | 3,450 | 11,178 | 10,299 |
Non-interest income - other segments | (36) | (42) | (81) | (102) |
Total revenue | 8,885 | 8,842 | 26,914 | 25,774 |
Non-interest expense | 6,562 | 6,725 | 20,312 | 20,272 |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization | 312 | 299 | 813 | 941 |
Provision for loan losses | 401 | 300 | 900 | 950 |
Income tax expense (benefit) | 578 | 513 | 1,721 | 1,262 |
Segment profit (loss) | 1,344 | 1,304 | 3,981 | 3,290 |
Balance sheet information |  |  |  |  |
Total assets | 633,412 | 630,205 | 633,412 | 630,205 | 638,234
Goodwill and intangibles | 17,137 | 17,729 | 17,137 | 17,729 |
Premises and equipment expenditures | 918 | 942 | 918 | 942 |
Banking [Member] |  |  |  |  |
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) | 5,521 | 5,869 | 16,930 | 17,160 |
Non-interest income - external customers | 3,413 | 2,951 | 9,973 | 8,576 |
Non-interest income - other segments | 62 | 67 | 230 | 227 |
Total revenue | 8,996 | 8,887 | 27,133 | 25,963 |
Non-interest expense | 5,957 | 6,068 | 18,534 | 18,598 |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization | 286 | 239 | 720 | 701 |
Provision for loan losses | 404 | 300 | 903 | 950 |
Income tax expense (benefit) | 809 | 743 | 2,365 | 1,875 |
Segment profit (loss) | 1,826 | 1,776 | 5,331 | 4,540 |
Balance sheet information |  |  |  |  |
Total assets | 629,632 | 624,840 | 629,632 | 624,840 |
Goodwill and intangibles | 17,137 | 17,729 | 17,137 | 17,729 |
Premises and equipment expenditures | 882 | 940 | 882 | 940 |
Data Processing [Member] |  |  |  |  |
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) | (11) | (17) | (37) | (99) |
Non-interest income - external customers | 333 | 484 | 1,205 | 1,682 |
Non-interest income - other segments | 174 | 233 | 756 | 1,298 |
Total revenue | 496 | 700 | 1,924 | 2,881 |
Non-interest expense | 632 | 735 | 2,038 | 2,461 |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization | 26 | 59 | 90 | 233 |
Provision for loan losses |  |  |  |  |
Income tax expense (benefit) | (46) | (11) | (39) | 143 |
Segment profit (loss) | (90) | (24) | (75) | 277 |
Balance sheet information |  |  |  |  |
Total assets | 1,847 | 2,518 | 1,847 | 2,518 |
Goodwill and intangibles |  |  |  |  |
Premises and equipment expenditures | 8 | 2 | 8 | 2 |
Other [Member] |  |  |  |  |
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) | (335) | (418) | (1,076) | (1,450) |
Non-interest income - external customers |  | 15 |  | 41 |
Non-interest income - other segments |  | 68 | 20 | 182 |
Total revenue | (335) | (335) | (1,056) | (1,227) |
Non-interest expense | 210 | 290 | 726 | 954 |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization |  | 1 | 3 | 7 |
Provision for loan losses | (3) |  | (3) |  |
Income tax expense (benefit) | (185) | (218) | (605) | (756) |
Segment profit (loss) | (357) | (407) | (1,174) | (1,425) |
Balance sheet information |  |  |  |  |
Total assets | 1,452 | 4,920 | 1,452 | 4,920 |
Goodwill and intangibles |  |  |  |  |
Premises and equipment expenditures | 28 |  | 28 |  |
Total Segments [Member] |  |  |  |  |
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) | 5,175 | 5,434 | 15,817 | 15,611 |
Non-interest income - external customers | 3,746 | 3,450 | 11,178 | 10,299 |
Non-interest income - other segments | 236 | 368 | 1,006 | 1,707 |
Total revenue | 9,157 | 9,252 | 28,001 | 27,617 |
Non-interest expense | 6,799 | 7,093 | 21,298 | 22,012 |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization | 312 | 299 | 813 | 941 |
Provision for loan losses | 401 | 300 | 900 | 950 |
Income tax expense (benefit) | 578 | 514 | 1,721 | 1,262 |
Segment profit (loss) | 1,379 | 1,345 | 4,082 | 3,393 |
Balance sheet information |  |  |  |  |
Total assets | 632,931 | 632,278 | 632,931 | 632,278 |
Goodwill and intangibles | 17,137 | 17,729 | 17,137 | 17,729 |
Premises and equipment expenditures | 918 | 942 | 918 | 942 |
Intersegment Elimination [Member] |  |  |  |  |
Income statement information ($'s in thousands) |  |  |  |  |
Net interest income (expense) |  |  |  | (34) |
Non-interest income - external customers |  |  |  |  |
Non-interest income - other segments | (272) | (410) | (1,087) | (1,809) |
Total revenue | (272) | (410) | (1,087) | (1,843) |
Non-interest expense | (237) | (368) | (986) | (1,740) |
Significant non-cash items: |  |  |  |  |
Depreciation and amortization |  |  |  |  |
Provision for loan losses |  |  |  |  |
Income tax expense (benefit) |  |  |  |  |
Segment profit (loss) | (35) | (41) | (101) | (102) |
Balance sheet information |  |  |  |  |
Total assets | 481 | (2,073) | 481 | (2,073) |
Goodwill and intangibles |  |  |  |  |
Premises and equipment expenditures |  |  |  |  |

X
- Details
Name: | rbnf_BalanceSheetInformationAbstract
Namespace Prefix: | rbnf_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The current and noncurrent portion of nonphysical assets, excluding financial assets, if these assets are classified as goodwill and intangible assets. + References No definition available. + Details
Name: | rbnf_GoodwillAndIntangibleAssets
Namespace Prefix: | rbnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | rbnf_IncomeStatementInformationAbstract
Namespace Prefix: | rbnf_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Other revenue external customers. + References No definition available. + Details
Name: | rbnf_OtherRevenueExternalCustomers
Namespace Prefix: | rbnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Other revenue other segments. + References No definition available. + Details
Name: | rbnf_OtherRevenueOtherSegments
Namespace Prefix: | rbnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of total revenue for the reportable segments, including revenue from external customers, transactions with other operating segments of the same entity, and (gross) interest revenue. All considered to be "operating revenue" for purposes of the taxonomy. + References No definition available. + Details
Name: | rbnf_SegmentReportingRevenues
Namespace Prefix: | rbnf_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Details
Name: | rbnf_SignificantNonCashItemsAbstract
Namespace Prefix: | rbnf_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.18) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 12 -Article 7 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 18 -Article 5 + Details
Name: | us-gaap_Assets
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph h -Article 4 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Income Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6515339 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319 + Details
Name: | us-gaap_IncomeTaxExpenseBenefit
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The net amount of operating interest income (expense). + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.10) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 10 -Article 9 + Details
Name: | us-gaap_InterestIncomeExpenseNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 20 -Article 9 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=6519514 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=6518256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04.19) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.18) -URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04.22) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=28358780&loc=d3e565-108580 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 19 -Article 5 + Details
Name: | us-gaap_NetIncomeLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Total aggregate amount of all noninterest expense. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.14) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 14 -Article 9 + Details
Name: | us-gaap_NoninterestExpense
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The other noncash expense, not otherwise specified in the taxonomy, charged against earnings in the period to allocate the cost of tangible and intangible assets over their remaining economic lives. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.3) -URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688 + Details
Name: | us-gaap_OtherDepreciationAndAmortization
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount before accumulated depreciation, depletion and amortization of other physical assets used in the normal conduct of business to produce goods and services and not intended for resale. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details
Name: | us-gaap_PropertyPlantAndEquipmentOther
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration