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Segment Information (Tables)

9 Months Ended

Sep. 30, 2013

Segment Information [Abstract]

Segment reporting information

As of and for the three months ended September 30, 2013
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	5,521			$	(11	)		$	(335	)		$	5,175			$	-			$	5,175
Other revenue - external customers			3,413				333				-				3,746				-				3,746
Other revenue - other segments			62				174				-				236				(272	)			(36	)
Total revenue			8,996				496				(335	)			9,157				(272	)			8,885
Non-interest expense			5,957				632				210				6,799				(237	)			6,562
Significant non-cash items:
Depreciation and amortization			286				26				-				312				-				312
											.
Provision for loan losses			404				-				(3	)			401				-				401
Income tax expense (benefit)			809				(46	)			(185	)			578				-				578
Segment profit (loss)		$	1,826			$	(90	)		$	(357	)		$	1,379			$	(35	)		$	1,344
Balance sheet information
Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412
Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137
Premises and equipment expenditures		$	329			$	8			$	28			$	365			$	-			$	365

As of and for the three months ended September 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	5,869			$	(17	)		$	(418	)		$	5,434			$	-			$	5,434
Other revenue - external customers			2,951				484				15				3,450								3,450
Other revenue - other segments			67				233				68				368				(410	)			(42	)
Total revenue			8,887				700				(335	)			9,252				(410	)			8,842
Non-interest expense			6,068				735				290				7,093				(368	)			6,725
Significant non-cash items:
Depreciation and amortization			239				59				1				299				-				299
Provision for loan losses			300				-				-				300				-				300
Income tax expense (benefit)			743				(11	)			(218	)			514				-				513
Segment profit (loss)		$	1,776			$	(24	)		$	(407	)		$	1,345			$	(41	)		$	1,304
Balance sheet information
Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205
Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729
Premises and equipment expenditures		$	(12	)		$	-			$	-			$	(12	)		$	-			$	(12	)

As of and for the nine months ended September 30, 2013
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	16,930			$	(37	)		$	(1,076	)		$	15,817			$	-			$	15,817
Non-interest income - external customers			9,973				1,205				-				11,178								11,178
Non-interest income - other segments			230				756				20				1,006				(1,087	)			(81	)
Total revenue			27,133				1,924				(1,056	)			28,001				(1,087	)			26,914
Non-interest expense			18,534				2,038				726				21,298				(986	)			20,312
Significant non-cash items:
Depreciation and amortization			720				90				3				813				-				813
Provision for loan losses			903				-				(3	)			900				-				900
Income tax expense (benefit)			2,365				(39	)			(605	)			1,721				-				1,721
Segment profit (loss)		$	5,331			$	(75	)		$	(1,174	)		$	4,082			$	(101	)		$	3,981
Balance sheet information
Total assets		$	629,632			$	1,847			$	1,452			$	632,931			$	481			$	633,412
Goodwill and intangibles		$	17,137			$	-			$	-			$	17,137			$	-			$	17,137
Premises and equipment expenditures		$	882			$	8			$	28			$	918			$	-			$	918

As of and for the nine months ended September 30, 2012
						Data								Total				Intersegment				Consolidated
Income statement information ($'s in thousands)		Banking				Processing				Other				Segments				Elimination				Totals
Net interest income (expense)		$	17,160			$	(99	)		$	(1,450	)		$	15,611			$	(34	)		$	15,577
Non-interest income - external customers			8,576				1,682				41				10,299								10,299
Non-interest income - other segments			227				1,298				182				1,707				(1,809	)			(102	)
Total revenue			25,963				2,881				(1,227	)			27,617				(1,843	)			25,774
Non-interest expense			18,598				2,461				954				22,012				(1,740	)			20,272
Significant non-cash items:
Depreciation and amortization			701				233				7				941				-				941
Provision for loan losses			950				-				-				950				-				950
Income tax expense (benefit)			1,875				143				(756	)			1,262				-				1,262
Segment profit (loss)		$	4,540			$	277			$	(1,425	)		$	3,393			$	(102	)		$	3,290
Balance sheet information
Total assets		$	624,840			$	2,518			$	4,920			$	632,278			$	(2,073	)		$	630,205
Goodwill and intangibles		$	17,729			$	-			$	-			$	17,729			$	-			$	17,729
Premises and equipment expenditures		$	940			$	2			$	-			$	942			$	-			$	942

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 21

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8721-108599



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 25

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8813-108599



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-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=14024403&loc=d3e13816-109267



Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 30

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599



Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 22

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8736-108599

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