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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Operating Activities    
Net Income $ 3,981 $ 3,290
Items (using)/providing cash    
Depreciation & amortization 813 941
Provision for loan losses 900 950
Expense of share-based compensation plan 52 39
Amortization of premiums and discounts on securities 755 970
Amortization of intangible assets 435 472
Amortization of originated mortgage servicing rights 699 973
Recapture of originated mortgage servicing rights impairment (649) (419)
Impairment of mortgage servicing rights    305
Proceeds from sale of loans held for sale 221,444 238,894
Originations of loans held for sale (209,104) (242,306)
Gain from sale of loans (4,572) (4,318)
Gain on sales of available for sale securities (48)   
Loss on sale of foreclosed assets 121 254
Income from bank owned life insurance (249) (267)
OREO impairment 33 58
Changes in    
Interest receivable (459) (196)
Other assets (3,694) 1,783
Interest payable and other liabilities (98) 1,190
Net cash provided by operating activities 10,360 2,613
Investing Activities    
Purchase of available-for-sale securities (21,494) (23,956)
Purchase of Federal Home Loan Bank stock    (63)
Proceeds from maturities of available-for-sale securities 23,278 34,730
Proceeds from sales of available-for-sale-securities 7,390   
Net change in loans (13,350) (14,255)
Purchase of premises and equipment and software (918) (942)
Proceeds from sales or disposal of premises and equipment 315 701
Proceeds from sale of foreclosed assets 1,657 261
Net cash used in investing activities (3,122) (3,524)
Financing Activities    
Net increase in demand deposits, money market, interest checking and savings accounts 10,452 15,673
Net decrease in certificates of deposit (15,910) (19,187)
Net increase / (decrease) in securities sold under agreements to repurchase 4,503 (5,044)
Proceeds from Federal Home Loan Bank advances 9,000 41,500
Repayment of Federal Home Loan Bank advances (14,000) (35,776)
Proceeds from stock options exercised 26   
Dividends on common stock (415)   
Repayment of notes payable (1,022) (813)
Net cash used in financing activities (7,366) (3,647)
Decrease in Cash and Cash Equivalents (128) (4,558)
Cash and Cash Equivalents, Beginning of Year 19,144 14,846
Cash and Cash Equivalents, End of Period 19,016 10,289
Supplemental Cash Flows Information    
Interest paid 2,786 2,927
Income taxes paid 550 70
Transfer of loans to foreclosed assets $ 915 $ 983