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Segment Information | 12 Months Ended
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Dec. 31, 2013
Segment Information [Abstract] |
Segment Information | Note 25: Segment Information The reportable segments are determined by the products and services offered, primarily distinguished between banking and data processing operations. “Other” segment information includes the accounts of the holding company, SB Financial Group, which provides management and operational services to its subsidiaries. Information reported internally for performance assessment follows.
|  |  |  |  | Data |  |  |  |  |  | Total |  |  | Intersegment |  |  | Consolidated |
2013 |  | Banking |  |  | Processing |  |  | Other |  |  | Segments |  |  | Elimination |  |  | Totals |
($ in 000's) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income Statement information: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Net interest income (expense) |  | $ | 22,266 |  |  | $ | (47 | ) |  | $ | (1,406 | ) |  | $ | 20,813 |  |  | $ | - |  |  | $ | 20,813 |
Other revenue - external customers |  |  | 12,662 |  |  |  | 1,501 |  |  |  | - |  |  |  | 14,163 |  |  |  | - |  |  |  | 14,163 |
Other revenue - other segments |  |  | 295 |  |  |  | 836 |  |  |  | 21 |  |  |  | 1,152 |  |  |  | (1,269 | ) |  |  | (117 | )
Net interest income and other revenue |  |  | 35,223 |  |  |  | 2,290 |  |  |  | (1,385 | ) |  |  | 36,128 |  |  |  | (1,269 | ) |  |  | 34,859 |
Non-interest expense |  |  | 24,135 |  |  |  | 2,570 |  |  |  | 938 |  |  |  | 27,643 |  |  |  | (1,132 | ) |  |  | 26,511 |
Significant noncash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Depreciation and amortization |  |  | 970 |  |  |  | 114 |  |  |  | 5 |  |  |  | 1,089 |  |  |  | - |  |  |  | 1,089 |
Provision for loan losses |  |  | 900 |  |  |  | - |  |  |  | - |  |  |  | 900 |  |  |  | - |  |  |  | 900 |
Income tax expense (benefit) |  |  | 3,128 |  |  |  | (95 | ) |  |  | (790 | ) |  |  | 2,243 |  |  |  | - |  |  |  | 2,243 |
Segment profit (loss) |  | $ | 7,060 |  |  | $ | (185 | ) |  | $ | (1,533 | ) |  | $ | 5,342 |  |  | $ | (137 | ) |  | $ | 5,205 |
Balance sheet information: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total assets |  | $ | 631,708 |  |  | $ | 1,658 |  |  | $ | 78,293 |  |  | $ | 711,659 |  |  | $ | (79,905 | ) |  | $ | 631,754 |
Goodwill and intangibles |  |  | 17,008 |  |  |  | - |  |  |  | - |  |  |  | 17,008 |  |  |  | - |  |  |  | 17,008 |
Premises and equipment expenditures |  |  | 1,144 |  |  |  | 8 |  |  |  | - |  |  |  | 1,152 |  |  |  | - |  |  |  | 1,152 |
|  |  |  |  |  | Data |  |  |  |  |  |  | Total |  |  | Intersegment |  |  | Consolidated |
2012 |  | Banking |  |  | Processing |  |  | Other |  |  | Segments |  |  | Elimination |  |  | Totals |
($ in 000's) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income Statement information: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Net interest income (expense) |  | $ | 22,760 |  |  | $ | (114 | ) |  | $ | (1,881 | ) |  | $ | 20,765 |  |  | $ | (33 | ) |  | $ | 20,732 |
Other revenue - external customers |  |  | 12,427 |  |  |  | 2,294 |  |  |  | 19 |  |  |  | 14,740 |  |  |  | - |  |  |  | 14,740 |
Other revenue - other segments |  |  | 289 |  |  |  | 1,537 |  |  |  | 245 |  |  |  | 2,071 |  |  |  | (1,966 | ) |  |  | 105 |
Net interest income and other revenue |  |  | 35,476 |  |  |  | 3,717 |  |  |  | (1,617 | ) |  |  | 37,576 |  |  |  | (1,999 | ) |  |  | 35,577 |
Non-interest expense |  |  | 24,974 |  |  |  | 3,345 |  |  |  | 1,270 |  |  |  | 29,589 |  |  |  | (2,104 | ) |  |  | 27,484 |
Significant noncash items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Depreciation and amortization |  |  | 942 |  |  |  | 280 |  |  |  | 10 |  |  |  | 1,232 |  |  |  | - |  |  |  | 1,232 |
Fixed asset and software impairment |  |  | 65 |  |  |  | - |  |  |  | - |  |  |  | 65 |  |  |  | - |  |  |  | 65 |
Provision for loan losses |  |  | 1,350 |  |  |  | - |  |  |  | - |  |  |  | 1,350 |  |  |  | - |  |  |  | 1,350 |
Income tax expense (benefit) |  |  | 2,719 |  |  |  | 198 |  |  |  | (988 | ) |  |  | 1,929 |  |  |  | - |  |  |  | 1,929 |
Segment profit (loss) |  | $ | 6,434 |  |  | $ | 384 |  |  | $ | (1,899 | ) |  | $ | 4,709 |  |  | $ | 105 |  |  | $ | 4,814 |
Balance sheet information: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total assets |  | $ | 633,353 |  |  | $ | 2,250 |  |  | $ | 75,328 |  |  | $ | 710,931 |  |  | $ | (72,697 | ) |  | $ | 638,234 |
Goodwill and intangibles |  |  | 17,572 |  |  |  | - |  |  |  | - |  |  |  | 17,572 |  |  |  | - |  |  |  | 17,572 |
Premises and equipment expenditures |  |  | 831 |  |  |  | 2 |  |  |  | - |  |  |  | 833 |  |  |  | - |  |  |  | 833 |

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8380-108599 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8933-108599 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8538-108599 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8844-108599 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8864-108599 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 35 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8984-108599 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9038-108599 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9054-108599 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8924-108599 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 40 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9031-108599 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8971-108599 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8595-108599 + Details
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