EX-4.4 2 f10k2013ex4iv_sbfinancial.htm AGREEMENT TO FURNISH INSTRUMENTS AND AGREEMENTS DEFINING RIGHTS OF HOLDERS
Exhibit 4.4
[SB Financial Group, Inc. Letterhead]
March 12, 2014
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549

| Re: | SB Financial Group, Inc. – Annual Report on Form 10-K for the fiscal year ended December 31, 2013

Ladies and Gentlemen:
SB Financial Group, Inc., an Ohio corporation (“SB Financial”), is today filing with the Securities and Exchange Commission (the “SEC”) the Annual Report on Form 10-K of SB Financial for the fiscal year ended December 31, 2013 (“SB Financial’s 2013 Form 10-K”).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, SB Financial hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to SB Financial’s 2013 Form 10-K. None of such long-term debt exceeds 10% of the total assets of SB Financial and its subsidiaries on a consolidated basis.

| Very truly yours, SB FINANCIAL GROUP, INC. /s/ Anthony V. Cosentino Anthony V. Cosentino Executive Vice President and Chief Financial Officer