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Mortgage Servicing Rights
 12 Months Ended
Dec. 31, 2013
Mortgage Servicing Rights [Abstract]  
Mortgage Servicing Rights
 
Note 9:   Mortgage Servicing Rights
 
Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets.  The unpaid principal balance of mortgage loans serviced for others approximated $606.0 million and $528.1 million at December 31, 2013 and 2012, respectively.  Contractually specified servicing fees of approximately $1.4 million and $1.1 million were included in mortgage loan servicing fees in the income statement at December 31, 2013 and 2012, respectively.
 
The following table summarizes mortgage servicing rights capitalized and related amortization, along with activity in the related valuation allowance:
 
($ in thousands)
 
2013
  
2012
 
       
Carrying amount, beginning of year
 $3,775  $2,820 
Mortgage servicing rights capitalized during the year
  1,603   1,981 
Mortgage servicing rights amortization during the year
  (827)  (1,335)
Net change in valuation allowance
  629   309 
Carrying amount, end of year
 $5,180  $3,775 
         
Valuation allowance:
        
Beginning of year
 $810  $1,119 
Reduction
  (629)  (309)
         
End of year
 $181  $810 
         
Fair Value, beginning of period
 $4,329  $2,820 
Fair Value, end of period
 $6,237  $4,329 
 
During 2013 and 2012, recapture of the valuation allowance of $0.6 and $0.3 million was taken to adjust the carrying value of the impaired mortgage servicing rights to the fair value for indicated tranches.  The fair value is determined by an independent analysis conducted by a third party on a quarterly basis.