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Interest-Bearing Time Deposits
 12 Months Ended
Dec. 31, 2013
Federal Home Loan Bank Advances and Interest-Bearing Time Deposits [Abstract]  
Interest-Bearing Time Deposits
Note 10: Interest-Bearing Time Deposits
 
Interest-bearing time deposits in denominations of $100,000 or more were $76.8 million on December 31, 2013, and $85.3 million on December 31, 2012.  Certificates of Deposit obtained from brokers totaled approximately $10.1 million and $5.9 million at December 31, 2013 and 2012, respectively, and mature between 2014 and 2020.
 
At December 31, 2013, the scheduled maturities of time deposits were as follows:
 
($ in thousands)
   
    
2014
 $95,152 
2015
  34,840 
2016
  24,678 
2017
  9,002 
2018
  10,665 
Thereafter
  1,222 
      
   $175,559 
 
Included in time deposits at December 31, 2013 and 2012 were $25.4 million and $28.1 million, respectively, of deposits which were obtained through the Certificate of Deposit Account Registry Service (CDARS).  This service allows deposit customers to maintain fully insured balances in excess of the $250,000 FDIC limit without the inconvenience of having multi-banking relationships.  Under the reciprocal program that State Bank is currently participating in, customers agree to allow State Bank to place their deposits with other participating banks in the CDARS program in insurable amounts under $250,000.  In exchange, other banks in the program agree to place their deposits with State Bank also in insurable amounts under $250,000.