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Earnings Per Share
 12 Months Ended
Dec. 31, 2013
Earnings Per Share [Abstract]  
Earnings Per Share
Note 20: Earnings Per Share
 
Earnings per share (EPS) for the years ended December 31, 2013 and 2012 is computed as follows:
 
  
2013
 
($ in thousands)
 
Income
  
Weighted-Average Shares (000's)
  
Per Share Amount
 
Basic earnings per share
         
Net income available to common shareholders
 $5,205   4,870  $1.07 
Effect of dilutive securities
            
Stock options
  -   12     
Diluted earnings per share
            
Net income available to common shareholders and assumed conversions
 $5,205   4,882  $1.07 
 
Options to purchase 95,070 common shares at $11.50 to $14.15 per share were outstanding at December 31, 2013, but were not included in the computation of diluted EPS because the options' exercise prices were greater than the average market price of the common shares.
 
  
2012
 
($ in thousands)
 
Income
  
Weighted-Average Shares (000's)
  
Per Share Amount
 
Basic earnings per share
         
Net income available to common shareholders
 $4,814   4,862  $0.99 
Effect of dilutive securities
            
Stock options
  -   -     
Diluted earnings per share
            
Net income available to common shareholders and assumed conversions
 $4,814   4,862  $0.99 
 
Options to purchase 299,349 common shares at $6.66 to $14.15 per share were outstanding at December 31, 2012, but were not included in the computation of diluted EPS because the options' exercise prices were greater than the average market price of the common shares.