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Segment Information
 12 Months Ended
Dec. 31, 2013
Segment Information [Abstract]  
Segment Information
 
Note 25: Segment Information
 
The reportable segments are determined by the products and services offered, primarily distinguished between banking and data processing operations.  “Other” segment information includes the accounts of the holding company, SB Financial Group, which provides management and operational services to its subsidiaries.  Information reported internally for performance assessment follows.
 
      
Data
     
Total
  
Intersegment
  
Consolidated
 
2013
 
Banking
  
Processing
  
Other
  
Segments
  
Elimination
  
Totals
 
($ in 000's)
                  
Income Statement information:
                  
                    
Net interest income (expense)
 $22,266  $(47) $(1,406) $20,813  $-  $20,813 
                          
Other revenue - external customers
  12,662   1,501   -   14,163   -   14,163 
                          
Other revenue - other segments
  295   836   21   1,152   (1,269)  (117)
                          
Net interest income and other revenue
  35,223   2,290   (1,385)  36,128   (1,269)  34,859 
                          
Non-interest expense
  24,135   2,570   938   27,643   (1,132)  26,511 
                          
Significant noncash items:
                        
Depreciation and amortization
  970   114   5   1,089   -   1,089 
Provision for loan losses
  900   -   -   900   -   900 
                          
Income tax expense (benefit)
  3,128   (95)  (790)  2,243   -   2,243 
                          
Segment profit (loss)
 $7,060  $(185) $(1,533) $5,342  $(137) $5,205 
                          
Balance sheet information:
                        
                          
Total assets
 $631,708  $1,658  $78,293  $711,659  $(79,905) $631,754 
Goodwill and intangibles
  17,008   -   -   17,008   -   17,008 
Premises and equipment expenditures
  1,144   8   -   1,152   -   1,152 
                          
       
Data
      
Total
  
Intersegment
  
Consolidated
 
2012
 
Banking
  
Processing
  
Other
  
Segments
  
Elimination
  
Totals
 
($ in 000's)
                        
Income Statement information:
                        
                          
Net interest income (expense)
 $22,760  $(114) $(1,881) $20,765  $(33) $20,732 
                          
Other revenue - external customers
  12,427   2,294   19   14,740   -   14,740 
                          
Other revenue - other segments
  289   1,537   245   2,071   (1,966)  105 
                          
Net interest income and other revenue
  35,476   3,717   (1,617)  37,576   (1,999)  35,577 
                          
Non-interest expense
  24,974   3,345   1,270   29,589   (2,104)  27,484 
Significant noncash items:
                        
Depreciation and amortization
  942   280   10   1,232   -   1,232 
                          
Fixed asset and software impairment
  65   -   -   65   -   65 
                          
Provision for loan losses
  1,350   -   -   1,350   -   1,350 
                          
Income tax expense (benefit)
  2,719   198   (988)  1,929   -   1,929 
                          
Segment profit (loss)
 $6,434  $384  $(1,899) $4,709  $105  $4,814 
                          
Balance sheet information:
                        
                          
Total assets
 $633,353  $2,250  $75,328  $710,931  $(72,697) $638,234 
Goodwill and intangibles
  17,572   -   -   17,572   -   17,572 
Premises and equipment expenditures
  831   2   -   833   -   833