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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Loans    
Taxable $ 22,834 $ 23,911
Tax-exempt 67 90
Securities    
Taxable 1,244 1,515
Tax-exempt 703 606
Total interest income 24,848 26,122
Interest Expense    
Deposits 2,231 2,969
Notes payable 47 64
Repurchase agreements 11 142
Federal Home Loan Bank advances 339 333
Trust preferred securities 1,407 1,882
Total interest expense 4,035 5,390
Net Interest Income 20,813 20,732
Provision for loan losses 900 1,350
Net interest income after provision for loan losses 19,913 19,382
Non-interest Income    
Wealth management fees 2,653 2,501
Customer service fees 2,587 2,624
Gain on sale of mortgage loans & OMSR's 5,066 6,284
Mortgage loan servicing fees, net 1,246 124
Gain on sale of non-mortgage loans 585 264
Data service fees 1,500 2,515
Net gain on sales of securities 48  
Loss on sale of assets (484) (329)
Other 845 862
Total non-interest income 14,046 14,845
Non-interest Expense    
Salaries and employee benefits 13,497 14,518
Net occupancy expense 2,055 2,085
FDIC insurance expense 409 628
Equipment expense 2,810 2,837
Data processing fees 714 469
Professional fees 1,827 1,912
Marketing expense 471 393
Printing and office supplies 301 230
Telephone and communications 582 580
Postage and delivery expense 796 856
Employee expense 557 456
Intangible amortization expense 564 630
State, local and other taxes 550 502
Other expenses 1,378 1,388
Total non-interest expense 26,511 27,484
Income Before Income Tax 7,448 6,743
Provision for Income Taxes 2,243 1,929
Net Income $ 5,205 $ 4,814
Basic Earnings Per Share $ 1.07 $ 0.99
Diluted Earnings Per Share $ 1.07 $ 0.99