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Quarterly Financial Information (Unaudited) (Tables)

12 Months Ended

Dec. 31, 2013

Quarterly Financial Information (Unaudited) [Abstract]

Selected quarterly results of operations


December 31, 2013		March				June				September				December
($ in thousands)

Interest income		$	6,407			$	6,360			$	6,146			$	5,935
Interest expense			1,115				1,010				971				939
Net interest income			5,292				5,350				5,175				4,996
Provision for loan losses			299				200				401				-
Non-interest income			3,567				3,820				3,710				2,949
Non-interest expense			6,670				7,080				6,562				6,199
Income tax expense			572				571				578				522
Net income		$	1,318			$	1,319			$	1,344			$	1,224

Earnings per share
Basic		$	0.27			$	0.27			$	0.28			$	0.25
Diluted			0.27				0.27				0.28				0.25

Dividends per share			-				0.055				0.030				0.035

December 31, 2012		March				June				September				December
($ in thousands)

Interest income		$	6,497			$	6,610			$	6,666			$	6,349
Interest expense			1,672				1,342				1,232				1,194
Net interest income			4,875				5,268				5,434				5,155
Provision for loan losses			450				200				300				400
Non-interest income			3,581				3,208				3,408				4,648
Non-interest expense			6,676				6,871				6,725				7,212
Income tax expense			358				391				513				667
Net income		$	972			$	1,014			$	1,304			$	1,524

Earnings per share
Basic		$	0.20			$	0.21			$	0.27			$	0.31
Diluted			0.20				0.21				0.27				0.31

Dividends per share			-				-				-				-