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Condensed Financial Information (Parent Company Only) (Tables)
 12 Months Ended
Dec. 31, 2014
Condensed Financial Information (Parent Company Only) [Abstract]  
Schedule of condensed balance sheets

 

Condensed Balance Sheets

 

    2014     2013  
($ in thousands)            
Assets            
Cash and cash equivalents   $ 12,446     $ 6,353  
Investment in common stock of banking subsidiaries     75,194       72,391  
Investment in nonbanking subsidiaries     1,401       1,237  
Other assets     152       270  
                 
Total assets   $ 89,193     $ 80,251  
                 
Liabilities                
Trust preferred securities   $ 10,000     $ 20,000  
Borrowings from nonbanking subsidiaries     310       620  
Other liabilities & accrued interest payable     3,200       3,362  
                 
Total liabilities     13,510       23,982  
                 
Stockholders' Equity     75,683       56,269  
                 
Total liabilities and stockholders' equity   $ 89,193     $ 80,251  
Schedule of condensed statements of income and comprehensive income

Condensed Statements of Income and Comprehensive Income

 

($ in thousands) 2014  2013 
Income      
Dividends from subsidiaries:      
Banking subsidiaries $5,000  $4,000 
Nonbanking subsidiaries  39   186 
Total  5,039   4,186 
Other income  -   21 
         
Total income  5,039   4,207 
         
Expenses        
Interest expense  1,138   1,407 
Other expense  1,201   938 
         
Total expenses  2,339   2,345 
         
Income before income tax and equity in undistributed income of subsidiaries  2,700   1,862 
Income tax benefit  (803)  (790)
         
Income before equity in undistributed income of subsidiaries  3,503   2,652 
         
Equity in undistributed income of subsidiaries        
Banking subsidiaries  1,952   3,081 
Nonbanking subsidiaries  (192)  (364)
         
Total  1,760   2,717 
         
Net income $5,263  $5,369 
         
Comprehensive income $6,107  $3,449 

 
Schedule of condensed statements of cash flows

 

Condensed Statements of Cash Flows

 

    2014     2013  
($ in thousands)            
Operating Activities            
Net income   $ 5,263     $ 5,369  
Items not requiring (providing) cash                
Equity in undistributed net income of subsidiaries     (1,960 )     (2,717 )
Expense of stock option plan     90       64  
Other assets     118       1,894  
Prepayment penalty on Trust Preferred     333       -  
Other liabilities     (162 )     2,523  
                 
Net cash provided by operating activities     3,682       7,133  
                 
Investing Activities                
Increase in Notes Receivable     -       -  
Investment in Subsidiary     (164 )     (103 )
Net cash used in investing activities     (164 )     (103 )
                 
Financing Activities                
Dividends on Common Stock     (783 )     (586 )
Proceeds from stock options exercised     18       58  
Redemption of trust preferred     (10,643 )     -  
Preferred stock raise     13,983       -  
Repayment of Notes Payable     -       (750 )
                 
Net cash provided by (used in) financing activities     2,575       (1,278 )
                 
Net Change in Cash and Cash Equivalents     6,093       5,752  
                 
Cash and Cash Equivalents at Beginning of Year     6,353       601  
                 
Cash and Cash Equivalents at End of Year   $ 12,446     $ 6,353