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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Loans        
Taxable $ 6,152 $ 5,855 $ 17,606 $ 16,750
Nontaxable 10 9 25 38
Securities        
Taxable 382 279 1,149 898
Nontaxable 173 178 525 532
Total interest income 6,717 6,321 19,305 18,218
Interest expense        
Deposits 492 500 1,487 1,501
Repurchase Agreements & Other 5 23 14 38
Federal Home Loan Bank advances 94 94 280 239
Trust preferred securities 53 354 157 1,017
Total interest expense 644 971 1,938 2,795
Net interest income 6,073 5,350 17,367 15,423
Provision for loan losses 100 150 950 300
Net interest income after provision for loan losses 5,973 5,200 16,417 15,123
Noninterest income        
Wealth Management Fees 636 670 1,961 1,951
Customer service fees 734 730 2,068 2,005
Gain on sale of mtg. loans & OMSR's 1,687 1,442 4,892 3,225
Mortgage loan servicing fees, net 98 287 642 688
Gain on sale of non-mortgage loans 296 71 872 178
Data service fees $ 294 $ 337 $ 917 965
Net gain on sales of securities 56
Loss on sale/disposal of assets $ (15) $ (20) (64)
Other income $ 207 287 659 659
Total non-interest income 3,952 3,809 11,991 9,663
Noninterest expense        
Salaries and employee benefits 3,650 3,435 11,062 10,006
Net occupancy expense 481 508 1,464 1,566
Equipment expense 568 616 1,657 1,900
Data processing fees 286 238 796 698
Professional fees 416 435 1,282 1,238
Marketing expense 146 105 437 398
Telephone and communication 96 94 284 313
Postage and delivery expense 198 195 633 586
State, local and other taxes 130 89 387 276
Employee expense 126 122 417 377
Intangible amortization expense 54 55 163 317
Other expenses 475 996 1,506 1,918
Total non-interest expense 6,626 6,888 20,088 19,593
Income before income tax expense 3,299 2,121 8,320 5,193
Income tax expense 1,035 608 2,569 1,455
Net income 2,264 $ 1,513 5,751 $ 3,738
Preferred Stock Dividends 244 712
Net income available to common shareholders $ 2,020 $ 1,513 $ 5,039 $ 3,738
Common share data:        
Basic earnings per common share $ 0.41 $ 0.31 $ 1.03 $ 0.77
Diluted earnings per common share $ 0.35 $ 0.31 $ 0.89 $ 0.76
Average common shares outstanding (in thousands):        
Basic: 4,884 4,875 4,882 4,873
Diluted: 6,390 4,900 6,422 4,896