XML 17 R2.htm IDEA: XBRL DOCUMENT v3.3.1.900
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 20,459 $ 28,197
Available-for-sale securities 89,789 85,240
Loans held for sale 7,516 5,168
Loans, net of unearned income 557,659 516,336
Allowance for loan losses (6,990) (6,771)
Premises and equipment, net 19,010 13,604
Federal Reserve and Federal Home Loan Bank Stock, at cost 3,748 3,748
Foreclosed assets held for sale, net 286 285
Interest receivable 1,260 1,346
Goodwill 16,353 16,353
Core deposits and other intangibles 82 283
Cash value of life insurance 13,437 13,148
Mortgage servicing rights 7,152 5,704
Other assets 3,310 1,587
Total assets 733,071 684,228
Deposits    
Non interest bearing demand 113,113 97,853
Interest bearing demand 126,443 121,043
Savings 83,447 64,107
Money market 104,412 104,602
Time deposits 159,038 163,301
Total deposits 586,453 550,906
Repurchase agreements 12,406 12,740
Federal Home Loan Bank advances 35,000 30,000
Trust preferred securities 10,310 10,310
Interest payable 264 264
Other liabilities 7,397 4,325
Total liabilities $ 651,830 $ 608,545
Commitments & Contingent Liabilities
Stockholders' Equity    
Preferred stock 6.5% non-cumulative, Series A, no par value; authorized 200,000 shares; 15,000 shares issued $ 13,983 $ 13,983
Common stock, no par value; authorized 10,000,000 shares; 5,027,433 shares issued 12,569 12,569
Additional paid-in capital 15,438 15,461
Retained earnings 40,059 34,379
Accumulated other comprehensive income 650 918
Treasury stock, at cost - (2015 - 136,547, 2014 - 152,302 shares) (1,458) (1,627)
Total stockholders' equity 81,241 75,683
Total liabilities and stockholders' equity $ 733,071 $ 684,228