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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Operating Activities    
Net Income $ 7,619 $ 5,263
Items not requiring (providing) cash    
Depreciation and amortization 1,097 901
Provision for loan losses 1,100 450
Expense of share-based compensation plan 81 90
Amortization of premiums and discounts on securities 977 929
Amortization of intangible assets 200 372
Amortization of originated mortgage servicing rights 880 613
Deferred income taxes 1,519 661
Proceeds from sale of loans held for sale 278,670 188,495
Originations of loans held for sale (266,850) (182,225)
Gain from sale of loans (7,195) (4,549)
Loss on sales of assets $ 22 80
Net gains on sales of securities (160)
Prepayment penalty on trust preferred securities 333
Originated mortgage servicing rights impairment, net $ (115) 231
Changes in    
Interest receivable 86 (65)
Other assets (11,058) (4,557)
Interest payable & other liabilities 1,581 (1,855)
Net cash provided by operating activities 8,615 5,007
Investing Activities    
Purchases of available-for-sale securities (26,261) (26,097)
Proceeds from maturities of available-for-sale securities $ 20,328 17,701
Proceeds from sales of available-for-sale securities 13,299
Net change in loans $ (42,338) (39,985)
Purchase of premises, equipment & software (7,199) (1,895)
Proceeds from sales of premises, equipment & software 667 (13)
Proceeds from sale of foreclosed assets 111 342
Net cash used in investing activities (54,692) (36,648)
Financing Activities    
Net increase in demand deposits, money market, interest checking & savings accounts 39,810 44,930
Net decrease in certificates of deposit (4,263) (12,258)
Net decrease in securities sold under agreements to repurchase (334) (1,956)
Proceeds from Federal Home Loan Bank advances 9,000 16,000
Repayment of Federal Home Loan Bank advances (4,000) (2,000)
Net proceeds from share based compensation plans 65 17
Dividends on Common Stock (983) $ (783)
Dividends on Preferred Stock $ (956)
Repayment of trust preferred securities $ (10,643)
Proceeds from issuance of Series A preferred stock 13,983
Proceeds from long term note 7,000
Repayment of long term note payable (7,000)
Repayment of short term note payable (589)
Net cash provided by (used in) financing activities $ 38,339 46,701
Increase (Decrease) in Cash and Cash Equivalents (7,738) 15,060
Cash and Cash Equivalents, Beginning of Year 28,197 13,137
Cash and Cash Equivalents, End of Year 20,459 28,197
Supplemental Cash Flows Information    
Interest paid 2,583 3,855
Income taxes paid 2,060 1,715
Transfer of loans to foreclosed assets $ 134 $ 308