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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Loans    
Taxable $ 6,260 $ 5,619
Nontaxable 9 6
Securities    
Taxable 402 372
Nontaxable 156 177
Total interest income 6,827 6,174
Interest expense    
Deposits 545 495
Repurchase Agreements & Other 5 5
Federal Home Loan Bank advances 106 92
Trust preferred securities 59 51
Total interest expense 715 643
Net interest income 6,112 5,531
Provision for loan losses 250 350
Net interest income after provision for loan losses 5,862 5,181
Noninterest income    
Wealth Management Fees 633 659
Customer service fees 680 632
Gain on sale of mtg. loans & OMSR's 1,383 1,400
Mortgage loan servicing fees, net (446) 58
Gain on sale of non-mortgage loans 449 254
Data service fees 277 $ 317
Net gain on sale of securities 111
Gain/(loss) on sale/disposal of assets 22 $ (19)
Other income 330 295
Total non-interest income 3,439 3,596
Noninterest expense    
Salaries and employee benefits 3,779 3,477
Net occupancy expense 565 503
Equipment expense 595 565
Data processing fees 305 263
Professional fees 316 440
Marketing expense 171 149
Telephone and communication 99 90
Postage and delivery expense 197 234
State, local and other taxes 99 129
Employee expense 118 153
Intangible amortization expense 3 54
Other expenses 648 587
Total non-interest expense 6,895 6,644
Income before income tax expense 2,406 2,133
Income tax expense 751 637
Net income 1,655 1,496
Preferred Stock Dividends 244 225
Net income available to common shareholders $ 1,411 $ 1,271
Common share data:    
Basic earnings per common share $ 0.29 $ 0.26
Diluted earnings per common share $ 0.26 $ 0.23
Average common shares outstanding (in thousands):    
Basic: 4,896 4,879
Diluted: 6,401 6,379