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Loans and Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2016
Loans and Allowance for Loan Losses [Abstract] |
Summary of categories of loans |
|  | Total Loans |  |  | Non-Accrual Loans |
($ in thousands) |  | June 2016 |  |  | December 2015 |  |  | June 2016 |  |  | December 2015 |
Commercial & Industrial |  | $ | 100,442 |  |  | $ | 86,542 |  |  |  | 158 |  |  |  | 188 |
Commercial RE & Construction |  |  | 261,923 |  |  |  | 242,208 |  |  |  | 5,309 |  |  |  | 5,670 |
Agricultural & Farmland |  |  | 52,375 |  |  |  | 43,835 |  |  |  | - |  |  |  | 7 |
Residential Real Estate |  |  | 135,506 |  |  |  | 130,806 |  |  |  | 1,088 |  |  |  | 749 |
Consumer & Other |  |  | 54,321 |  |  |  | 54,224 |  |  |  | 138 |  |  |  | 32 |
Total Loans |  | $ | 604,567 |  |  | $ | 557,615 |  |  | $ | 6,693 |  |  | $ | 6,646 |
Unearned Income |  | $ | 209 |  |  | $ | 44 |  |  |  |  |  |  |  |  |
Total Loans, net of unearned income |  | $ | 604,776 |  |  | $ | 557,659 |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | $ | (7,450 | ) |  | $ | (6,990 | ) |  |  |  |  |  |  |  |
Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
|  | & Industrial |  |  | & Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES
For the Three Months Ended - June 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 925 |  |  | $ | 4,120 |  |  | $ | 188 |  |  | $ | 1,342 |  |  | $ | 630 |  |  | $ | 7,205 |
Charge Offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (2 | ) |  | $ | (2 | )
Recoveries |  |  | 212 |  |  |  | 6 |  |  |  | 1 |  |  |  | - |  |  |  | 28 |  |  |  | 247 |
Provision |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Ending Balance |  | $ | 1,137 |  |  | $ | 4,126 |  |  | $ | 189 |  |  | $ | 1,342 |  |  | $ | 656 |  |  | $ | 7,450 |
For the Six Months Ended - June 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 914 |  |  | $ | 3,886 |  |  | $ | 204 |  |  | $ | 1,312 |  |  | $ | 674 |  |  | $ | 6,990 |
Charge Offs |  |  | (92 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (4 | ) |  | $ | (96 | )
Recoveries |  |  | 247 |  |  |  | 6 |  |  |  | 1 |  |  |  | - |  |  |  | 52 |  |  |  | 306 |
Provision |  |  | 68 |  |  |  | 234 |  |  |  | (16 | ) |  |  | 30 |  |  |  | (66 | ) |  |  | 250 |
Ending Balance |  | $ | 1,137 |  |  | $ | 4,126 |  |  | $ | 189 |  |  | $ | 1,342 |  |  | $ | 656 |  |  | $ | 7,450 |
Loans Receivable at June 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | - |  |  | $ | 1,758 |  |  | $ | - |  |  | $ | 151 |  |  | $ | 19 |  |  | $ | 1,928 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 1,137 |  |  | $ | 2,368 |  |  | $ | 189 |  |  | $ | 1,191 |  |  | $ | 637 |  |  | $ | 5,522 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | - |  |  | $ | 5,387 |  |  | $ | - |  |  | $ | 1,891 |  |  | $ | 351 |  |  | $ | 7,629 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 100,442 |  |  | $ | 256,536 |  |  | $ | 52,375 |  |  | $ | 133,615 |  |  | $ | 53,970 |  |  | $ | 596,938 |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($'s in thousands) |  | & Industrial |  |  | & Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
Loans Receivable at December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | - |  |  | $ | 1,759 |  |  | $ | - |  |  | $ | 167 |  |  | $ | 37 |  |  | $ | 1,963 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 914 |  |  | $ | 2,127 |  |  | $ | 204 |  |  | $ | 1,145 |  |  | $ | 637 |  |  | $ | 5,027 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 126 |  |  | $ | 5,754 |  |  | $ | - |  |  | $ | 1,713 |  |  | $ | 464 |  |  | $ | 8,057 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 86,416 |  |  | $ | 236,454 |  |  | $ | 43,835 |  |  | $ | 129,093 |  |  | $ | 53,760 |  |  | $ | 549,558 |
|  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($'s in thousands) |  | & Industrial |  |  | & onstruction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES
For the Three Months Ended - June 30, 2015 |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,574 |  |  | $ | 2,892 |  |  | $ | 212 |  |  | $ | 1,318 |  |  | $ | 834 |  |  | $ | 6,830 |
Charge Offs |  |  | (300 | ) |  |  | - |  |  |  | - |  |  |  | (48 | ) |  |  | (2 | ) |  | $ | (350 | )
Recoveries |  |  | 15 |  |  |  | 3 |  |  |  | 1 |  |  |  | 3 |  |  |  | 4 |  |  |  | 26 |
Provision |  |  | 199 |  |  |  | 171 |  |  |  | 48 |  |  |  | 137 |  |  |  | (55 | ) |  |  | 500 |
Ending Balance |  | $ | 1,488 |  |  | $ | 3,066 |  |  | $ | 261 |  |  | $ | 1,410 |  |  | $ | 781 |  |  | $ | 7,006 |
For the Six Months Ended - June 30, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,630 |  |  | $ | 2,857 |  |  | $ | 208 |  |  | $ | 1,308 |  |  | $ | 768 |  |  | $ | 6,771 |
Charge Offs |  |  | (309 | ) |  |  | (250 | ) |  |  | - |  |  |  | (61 | ) |  |  | (32 | ) |  | $ | (652 | )
Recoveries |  |  | 21 |  |  |  | 3 |  |  |  | 2 |  |  |  | 5 |  |  |  | 6 |  |  |  | 37 |
Provision |  |  | 146 |  |  |  | 456 |  |  |  | 51 |  |  |  | 158 |  |  |  | 39 |  |  |  | 850 |
Ending Balance |  | $ | 1,488 |  |  | $ | 3,066 |  |  | $ | 261 |  |  | $ | 1,410 |  |  | $ | 781 |  |  | $ | 7,006 |
Summary of credit risk profile of the Company's loan portfolio based on rating category |
June 30, 2016 |  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($ in thousands) |  | & Industrial |  |  | & Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
1-2 |  | $ | 227 |  |  | $ | 47 |  |  | $ | 43 |  |  | $ | 36 |  |  | $ | 7 |  |  | $ | 360 |
3 |  |  | 28,569 |  |  |  | 84,220 |  |  |  | 7,943 |  |  |  | 114,564 |  |  |  | 51,063 |  |  |  | 286,359 |
4 |  |  | 71,141 |  |  |  | 166,128 |  |  |  | 44,389 |  |  |  | 18,833 |  |  |  | 2,984 |  |  |  | 303,475 |
Total Pass (1 - 4) |  |  | 99,937 |  |  |  | 250,395 |  |  |  | 52,375 |  |  |  | 133,433 |  |  |  | 54,054 |  |  |  | 590,194 |
Special Mention (5) |  |  | - |  |  |  | 4,457 |  |  |  | - |  |  |  | 574 |  |  |  | 63 |  |  |  | 5,094 |
Substandard (6) |  |  | 145 |  |  |  | 1,741 |  |  |  | - |  |  |  | 411 |  |  |  | 66 |  |  |  | 2,363 |
Doubtful (7) |  |  | 360 |  |  |  | 5,330 |  |  |  | - |  |  |  | 1,088 |  |  |  | 138 |  |  |  | 6,916 |
Loss (8) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Loans |  | $ | 100,442 |  |  | $ | 261,923 |  |  | $ | 52,375 |  |  | $ | 135,506 |  |  | $ | 54,321 |  |  | $ | 604,567 |
December 31, 2015 |  | Commercial |  |  | Commercial RE |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($ in thousands) |  | & Industrial |  |  | & Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
1-2 |  | $ | 709 |  |  | $ | 767 |  |  | $ | 47 |  |  | $ | - |  |  | $ | 15 |  |  | $ | 1,538 |
3 |  |  | 23,362 |  |  |  | 79,915 |  |  |  | 8,195 |  |  |  | 118,463 |  |  |  | 50,745 |  |  |  | 280,680 |
4 |  |  | 61,799 |  |  |  | 149,473 |  |  |  | 35,593 |  |  |  | 10,418 |  |  |  | 3,223 |  |  |  | 260,506 |
Total Pass (1 - 4) |  |  | 85,870 |  |  |  | 230,155 |  |  |  | 43,835 |  |  |  | 128,881 |  |  |  | 53,983 |  |  |  | 542,724 |
Special Mention (5) |  |  | 330 |  |  |  | 5,260 |  |  |  | - |  |  |  | 756 |  |  |  | 70 |  |  |  | 6,416 |
Substandard (6) |  |  | 110 |  |  |  | 1,072 |  |  |  | - |  |  |  | 420 |  |  |  | 139 |  |  |  | 1,741 |
Doubtful (7) |  |  | 232 |  |  |  | 5,721 |  |  |  | - |  |  |  | 749 |  |  |  | 32 |  |  |  | 6,734 |
Loss (8) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Loans |  | $ | 86,542 |  |  | $ | 242,208 |  |  | $ | 43,835 |  |  | $ | 130,806 |  |  | $ | 54,224 |  |  | $ | 557,615 |
Summary of loan portfolio aging analysis |
($ in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
June 30, 2016 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial & Industrial |  | $ | 148 |  |  | $ | - |  |  | $ | 54 |  |  | $ | 202 |  |  | $ | 100,240 |  |  | $ | 100,442 |
Commercial RE & Construction |  |  | - |  |  |  | 935 |  |  |  | 5,008 |  |  |  | 5,943 |  |  |  | 255,980 |  |  |  | 261,923 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 52,375 |  |  |  | 52,375 |
Residential Real Estate |  |  | 89 |  |  |  | - |  |  |  | 187 |  |  |  | 276 |  |  |  | 135,230 |  |  |  | 135,506 |
Consumer & Other |  |  | 37 |  |  |  | - |  |  |  | 124 |  |  |  | 161 |  |  |  | 54,160 |  |  |  | 54,321 |
Total Loans |  | $ | 274 |  |  | $ | 935 |  |  | $ | 5,373 |  |  | $ | 6,582 |  |  | $ | 597,985 |  |  | $ | 604,567 |
($ in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
December 31, 2015 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial & Industrial |  | $ | - |  |  | $ | 60 |  |  | $ | 188 |  |  | $ | 248 |  |  | $ | 86,294 |  |  | $ | 86,542 |
Commercial RE & Construction |  |  | 99 |  |  |  | - |  |  |  | 5,280 |  |  |  | 5,379 |  |  |  | 236,829 |  |  |  | 242,208 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 43,835 |  |  |  | 43,835 |
Residential Real Estate |  |  | 98 |  |  |  | 198 |  |  |  | 156 |  |  |  | 452 |  |  |  | 130,354 |  |  |  | 130,806 |
Consumer & Other |  |  | 64 |  |  |  | - |  |  |  | 2 |  |  |  | 66 |  |  |  | 54,158 |  |  |  | 54,224 |
Total Loans |  | $ | 261 |  |  | $ | 258 |  |  | $ | 5,626 |  |  | $ | 6,145 |  |  | $ | 551,470 |  |  | $ | 557,615 |
Summary of impaired loan activity |
Six Months Ended June 30, 2016 |  | Recorded |  |  | Unpaid Principal |  |  | Related |  |  | Average Recorded |  |  | Interest Income |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  |  | 744 |  |  |  | 744 |  |  |  | - |  |  |  | 766 |  |  |  | 11 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 997 |  |  |  | 1,040 |  |  |  | - |  |  |  | 1,199 |  |  |  | 34 |
Consumer & Other |  | 81 |  |  |  | 81 |  |  |  | - |  |  |  | 96 |  |  |  | 4 |
All Impaired Loans < $100,000 |  |  | 438 |  |  |  | 438 |  |  |  | - |  |  |  | 438 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 4,643 |  |  |  | 4,893 |  |  |  | 1,758 |  |  |  | 4,924 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 894 |  |  |  | 895 |  |  |  | 151 |  |  |  | 962 |  |  |  | 19 |
Consumer & Other |  |  | 270 |  |  |  | 270 |  |  |  | 19 |  |  |  | 274 |  |  |  | 9 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  | $ | 5,387 |  |  | $ | 5,637 |  |  | $ | 1,758 |  |  | $ | 5,690 |  |  | $ | 11 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  | $ | - |
Residential Real Estate |  | $ | 1,891 |  |  | $ | 1,935 |  |  | $ | 151 |  |  | $ | 2,161 |  |  | $ | 53 |
Consumer & Other |  | $ | 351 |  |  | $ | 351 |  |  | $ | 19 |  |  | $ | 370 |  |  | $ | 13 |
All Impaired Loans < $100,000 |  | $ | 438 |  |  | $ | 438 |  |  | $ | - |  |  | $ | 438 |  |  | $ | - |
Three Months Ended June 30, 2016 |  | Average Recorded |  |  | Interest Income |
($'s in thousands) | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  |  | 761 |  |  |  | 6 |
Agricultural & Farmland |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,195 |  |  |  | 16 |
Consumer & Other |  |  | 94 |  |  |  | 2 |
All Impaired Loans < $100,000 |  |  | 438 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 4,924 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 958 |  |  |  | 10 |
Consumer & Other |  |  | 272 |  |  |  | 4 |
Totals: |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  | $ | 5,685 |  |  | $ | 6 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 2,153 |  |  | $ | 26 |
Consumer & Other |  | $ | 366 |  |  | $ | 6 |
All Impaired Loans < $100,000 |  | $ | 438 |  |  | $ | - |
Twelve Months Ended December 31, 2015 |  | Recorded |  |  | Unpaid Principal |  |  | Related |  |  | Average Recorded |  |  | Interest Income |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 126 |  |  | $ | 1,214 |  |  | $ | - |  |  | $ | 1,388 |  |  | $ | - |
Commercial RE & Construction |  |  | 1,110 |  |  |  | 1,110 |  |  |  | - |  |  |  | 1,206 |  |  |  | 27 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 657 |  |  |  | 657 |  |  |  | - |  |  |  | 862 |  |  |  | 52 |
Consumer & Other |  |  | 90 |  |  |  | 90 |  |  |  | - |  |  |  | 107 |  |  |  | 9 |
All Impaired Loans < $100,000 |  |  | 131 |  |  |  | 131 |  |  |  | - |  |  |  | 131 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 4,644 |  |  |  | 4,893 |  |  |  | 1,759 |  |  |  | 5,006 |  |  |  | 90 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,056 |  |  |  | 1,013 |  |  |  | 167 |  |  |  | 1,084 |  |  |  | 45 |
Consumer & Other |  |  | 374 |  |  |  | 374 |  |  |  | 37 |  |  |  | 385 |  |  |  | 22 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 126 |  |  | $ | 1,214 |  |  | $ | - |  |  | $ | 1,388 |  |  | $ | - |
Commercial RE & Construction |  | $ | 5,754 |  |  | $ | 6,003 |  |  | $ | 1,759 |  |  | $ | 6,212 |  |  | $ | 117 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,713 |  |  | $ | 1,670 |  | $ | 167 |  |  | $ | 1,946 |  |  | $ | 97 |
Consumer & Other |  | $ | 464 |  |  | $ | 464 |  |  | $ | 37 |  |  | $ | 492 |  |  | $ | 31 |
All Impaired Loans < $100,000 |  | $ | 131 |  |  | $ | 131 |  |  | $ | - |  |  | $ | 131 |  |  | $ | - |
|  | Six Months Ended |  |  | Three Months Ended |
|  | Average Recorded |  |  | Interest Income |  |  | Average Recorded |  |  | Interest Income |
June 30, 2015 |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 316 |  |  | $ | - |  |  | $ | 316 |  |  | $ | - |
Commercial RE & Construction |  |  | 1,089 |  |  |  | 19 |  |  |  | 1,077 |  |  |  | 6 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 767 |  |  |  | 26 |  |  |  | 764 |  |  |  | 13 |
Consumer & Other |  |  | 112 |  |  |  | 4 |  |  |  | 110 |  |  |  | 3 |
All Impaired Loans < $100,000 |  |  | 334 |  |  |  | - |  |  |  | 334 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 1,152 |  |  |  | - |  |  |  | 1,152 |  |  |  | - |
Commercial RE & Construction |  |  | 1,448 |  |  |  | 1 |  |  |  | 1,447 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,050 |  |  |  | 22 |  |  |  | 1,046 |  |  |  | 12 |
Consumer & Other |  |  | 391 |  |  |  | 12 |  |  |  | 388 |  |  |  | 5 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 1,468 |  |  | $ | - |  |  | $ | 1,468 |  |  | $ | - |
Commercial RE & Construction |  | $ | 2,537 |  |  | $ | 20 |  |  | $ | 2,524 |  |  | $ | 6 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,817 |  |  | $ | 48 |  |  | $ | 1,810 |  |  | $ | 25 |
Consumer & Other |  | $ | 503 |  |  | $ | 16 |  |  | $ | 498 |  |  | $ | 8 |
All Impaired Loans < $100,000 |  | $ | 334 |  |  | $ | - |  |  | $ | 334 |  |  | $ | - |
Summary of newly restructured loans by type of modification |
|  |  | Three Months ended June 30, 2016 |
($ in thousands) |  |  | Number of Loans |  |  |  | Pre-Modification Recorded Balance |  |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | - |  |  | $ | - |  |  | $ | - |
|  |  | Interest |  |  |  |  |  |  |  |  |  |  |  | Total |
|  |  | Only |  |  |  | Term |  |  |  | Combination |  |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
|  | Six Months ended June 30, 2016 |
($ in thousands) |  | Number of Loans |  |  | Pre-Modification Recorded Balance |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | 1 |  |  |  | 221 |  |  |  | 221 |
Total Modifications |  |  | 1 |  |  | $ | 221 |  |  | $ | 221 |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | - |  |  |  | 221 |  |  |  | - |  |  |  | 221 |
Total Modifications |  | $ | - |  |  | $ | 221 |  |  | $ | - |  |  | $ | 221 |
|  | Three Months ended June 30, 2015 |
($ in thousands) |  |  | Number of Loans |  |  |  | Pre-Modification Recorded Balance |  |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | - |  |  | $ | - |  |  | $ | - |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
|  | Six Months ended June 30, 2015 |
($ in thousands) |  | Number of Loans |  |  | Pre-Modification Recorded Balance |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | 1 |  |  | $ | 24 |  |  | $ | 24 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | 1 |  |  | $ | 24 |  |  | $ | 24 |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | 24 |  |  | $ | - |  |  | $ | 24 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | 24 |  |  | $ | - |  |  | $ | 24 |
Summary of troubled debt restructurings modified subsequently defaulted |
|  | Number of |  |  | Recorded |
($ in thousands) |  | Contracts |  |  | Balance |
Consumer & Other |  |  | 1 |  |  | $ | 221 |
|  |  | 1 |  |  |  | 221 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
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