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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Loans        
Taxable $ 6,648 $ 5,835 $ 12,908 $ 11,454
Nontaxable 24 9 33 15
Securities        
Taxable 392 395 794 767
Nontaxable 149 175 305 352
Total interest income 7,213 6,414 14,040 12,588
Interest expense        
Deposits 647 500 1,192 995
Repurchase Agreements & Other 4 4 9 9
Federal Home Loan Bank advances 77 94 183 186
Trust preferred securities 62 53 121 104
Total interest expense 790 651 1,505 1,294
Net interest income 6,423 5,763 12,535 11,294
Provision for loan losses 500 250 850
Net interest income after provision for loan losses 6,423 5,263 12,285 10,444
Noninterest income        
Wealth Management Fees 643 656 1,276 1,325
Customer service fees 680 702 1,360 1,334
Gain on sale of mtg. loans & OMSR's 2,284 1,771 3,667 3,205
Mortgage loan servicing fees, net (273) 521 (719) 545
Gain on sale of non-mortgage loans 151 321 600 575
Data service fees 233 306 510 623
Net gain on sale of securities 92 203
Gain/(loss) on sale/disposal of assets 186 (1) 208 (20)
Other income 311 167 641 452
Total non-interest income 4,307 4,443 7,746 8,039
Noninterest expense        
Salaries and employee benefits 4,314 3,935 8,093 7,412
Net occupancy expense 524 480 1,089 983
Equipment expense 639 524 1,234 1,089
Data processing fees 339 247 644 510
Professional fees 326 426 642 866
Marketing expense 199 142 370 291
Telephone and communication 102 98 201 188
Postage and delivery expense 162 201 359 435
State, local and other taxes 171 128 270 257
Employee expense 128 138 246 291
Intangible amortization expense 3 55 6 109
Other expenses 500 444 1,148 1,031
Total non-interest expense 7,407 6,818 14,302 13,462
Income before income tax expense 3,323 2,888 5,729 5,021
Income tax expense 1,058 897 1,809 1,534
Net income 2,265 1,991 3,920 3,487
Preferred Stock Dividends 244 244 488 469
Net income available to common shareholders $ 2,021 $ 1,747 $ 3,432 $ 3,018
Basic earnings per common share $ 0.41 $ 0.36 $ 0.70 $ 0.62
Diluted earnings per common share 0.35 0.31 0.61 0.54
Dividends per common share $ 0.06 $ 0.05 $ 0.115 $ 0.095
Average common shares outstanding (in thousands):        
Basic: 4,893 4,884 4,894 4,882
Diluted: 6,390 6,382 6,396 6,381