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Loans and Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2016
Loans and Allowance for Loan Losses [Abstract] |
Summary of categories of loans |
|  | Total Loans |  |  | Non-Accrual Loans |
($ in thousands) |  | Sept. 2016 |  |  | Dec. 2015 |  |  | Sept. 2016 |  |  | Dec. 2015 |
Commercial & Industrial |  | $ | 100,951 |  |  | $ | 86,542 |  |  |  | 146 |  |  |  | 188 |
Commercial RE & Construction |  |  | 268,408 |  |  |  | 242,208 |  |  |  | 1,393 |  |  |  | 5,670 |
Agricultural & Farmland |  |  | 54,609 |  |  |  | 43,835 |  |  |  | 5 |  |  |  | 7 |
Residential Real Estate |  |  | 139,757 |  |  |  | 130,806 |  |  |  | 1,152 |  |  |  | 749 |
Consumer & Other |  |  | 55,333 |  |  |  | 54,224 |  |  |  | 193 |  |  |  | 32 |
Total Loans |  | $ | 619,058 |  |  | $ | 557,615 |  |  | $ | 2,889 |  |  | $ | 6,646 |
Unearned Income |  | $ | 294 |  |  | $ | 44 |  |  |  |  |  |  |  |  |
Total Loans, net of unearned income |  | $ | 619,352 |  |  | $ | 557,659 |  |  |  |  |  |  |  |  |
Allowance for loan losses |  | $ | (7,320 | ) |  | $ | (6,990 | ) |  |  |  |  |  |  |  |
Summary of allowance for loan losses and recorded investment in loans based on portfolio segment and impairment method |
|  | Commercial |  |  | Commercial RE & |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
|  | & Industrial |  |  | Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES |  |  |
For the Three Months Ended - September 30, 2016 |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,137 |  |  | $ | 4,126 |  |  | $ | 189 |  |  | $ | 1,342 |  |  | $ | 656 |  |  | $ | 7,450 |
Charge Offs |  |  | (42 | ) |  |  | (30 | ) |  |  | - |  |  |  | - |  |  |  | (64 | ) |  | $ | (136 | )
Recoveries |  |  | 1 |  |  |  | - |  |  |  | 1 |  |  |  | 1 |  |  |  | 3 |  |  |  | 6 |
Provision |  |  | 155 |  |  |  | (960 | ) |  |  | 142 |  |  |  | 460 |  |  |  | 203 |  |  |  | - |
Ending Balance |  | $ | 1,251 |  |  | $ | 3,136 |  |  | $ | 332 |  |  | $ | 1,803 |  |  | $ | 798 |  |  | $ | 7,320 |
For the Nine Months Ended - September 30, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 914 |  |  | $ | 3,886 |  |  | $ | 204 |  |  | $ | 1,312 |  |  | $ | 674 |  |  | $ | 6,990 |
Charge Offs |  |  | (134 | ) |  |  | (30 | ) |  |  | - |  |  |  | - |  |  |  | (68 | ) |  | $ | (232 | )
Recoveries |  |  | 248 |  |  |  | 6 |  |  |  | 2 |  |  |  | 1 |  |  |  | 55 |  |  |  | 312 |
Provision |  |  | 223 |  |  |  | (726 | ) |  |  | 126 |  |  |  | 490 |  |  |  | 137 |  |  |  | 250 |
Ending Balance |  | $ | 1,251 |  |  | $ | 3,136 |  |  | $ | 332 |  |  | $ | 1,803 |  |  | $ | 798 |  |  | $ | 7,320 |
Loans Receivable at September 30, 2016 |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | - |  |  | $ | 127 |  |  | $ | - |  |  | $ | 148 |  |  | $ | 19 |  |  | $ | 294 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 1,251 |  |  | $ | 3,009 |  |  | $ | 332 |  |  | $ | 1,655 |  |  | $ | 779 |  |  | $ | 7,026 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | - |  |  | $ | 1,772 |  |  | $ | - |  |  | $ | 1,874 |  |  | $ | 346 |  |  | $ | 3,992 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 100,951 |  |  | $ | 266,636 |  |  | $ | 54,609 |  |  | $ | 137,883 |  |  | $ | 54,987 |  |  | $ | 615,066 |
|  | Commercial |  |  | Commercial RE & |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($'s in thousands) |  | & Industrial |  |  | Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
Loans Receivable at December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |
Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | - |  |  | $ | 1,759 |  |  | $ | - |  |  | $ | 167 |  |  | $ | 37 |  |  | $ | 1,963 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 914 |  |  | $ | 2,127 |  |  | $ | 204 |  |  | $ | 1,145 |  |  | $ | 637 |  |  | $ | 5,027 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
individually evaluated for impairment |  | $ | 126 |  |  | $ | 5,754 |  |  | $ | - |  |  | $ | 1,713 |  |  | $ | 464 |  |  | $ | 8,057 |
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
collectively evaluated for impairment |  | $ | 86,416 |  |  | $ | 236,454 |  |  | $ | 43,835 |  |  | $ | 129,093 |  |  | $ | 53,760 |  |  | $ | 549,558 |
|  | Commercial |  |  | Commercial RE & |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($'s in thousands) |  | & Industrial |  |  | Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
ALLOWANCE FOR LOAN AND LEASE LOSSES |  |  |
For the Three Months Ended - September 30, 2015 |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,488 |  |  | $ | 3,066 |  |  | $ | 261 |  |  | $ | 1,410 |  |  | $ | 781 |  |  | $ | 7,006 |
Charge Offs |  |  | - |  |  |  | (53 | ) |  |  | - |  |  |  | (4 | ) |  |  | (1 | ) |  | $ | (58 | )
Recoveries |  |  | 1 |  |  |  | - |  |  |  | 1 |  |  |  | 23 |  |  |  | 4 |  |  |  | 29 |
Provision |  |  | (621 | ) |  |  | 997 |  |  |  | (40 | ) |  |  | (154 | ) |  |  | (82 | ) |  |  | 100 |
Ending Balance |  | $ | 868 |  |  | $ | 4,010 |  |  | $ | 222 |  |  | $ | 1,275 |  |  | $ | 702 |  |  | $ | 7,076 |
For the Nine Months Ended - September 30, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 1,630 |  |  | $ | 2,857 |  |  | $ | 208 |  |  | $ | 1,308 |  |  | $ | 768 |  |  | $ | 6,771 |
Charge Offs |  |  | (309 | ) |  |  | (303 | ) |  |  | - |  |  |  | (65 | ) |  |  | (34 | ) |  | $ | (711 | )
Recoveries |  |  | 22 |  |  |  | 3 |  |  |  | 3 |  |  |  | 28 |  |  |  | 10 |  |  |  | 66 |
Provision |  |  | (475 | ) |  |  | 1,453 |  |  |  | 11 |  |  |  | 4 |  |  |  | (43 | ) |  |  | 950 |
Ending Balance |  | $ | 868 |  |  | $ | 4,010 |  |  | $ | 222 |  |  | $ | 1,275 |  |  | $ | 701 |  |  | $ | 7,076 |
Summary of credit risk profile of the Company's loan portfolio based on rating category |
September 30, 2016 |  | Commercial |  |  | Commercial RE & |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($ in thousands) |  | & Industrial |  |  | Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
1-2 |  | $ | 1,207 |  |  | $ | 44 |  |  | $ | 40 |  |  | $ | 338 |  |  | $ | 4 |  |  | $ | 1,633 |
3 |  |  | 27,841 |  |  |  | 84,276 |  |  |  | 9,661 |  |  |  | 111,581 |  |  |  | 52,185 |  |  |  | 285,544 |
4 |  |  | 71,312 |  |  |  | 176,270 |  |  |  | 44,908 |  |  |  | 25,801 |  |  |  | 2,824 |  |  |  | 321,115 |
Total Pass (1 - 4) |  |  | 100,360 |  |  |  | 260,590 |  |  |  | 54,609 |  |  |  | 137,720 |  |  |  | 55,013 |  |  |  | 608,292 |
Special Mention (5) |  |  | - |  |  |  | 4,419 |  |  |  | - |  |  |  | 566 |  |  |  | 62 |  |  |  | 5,047 |
Substandard (6) |  |  | 150 |  |  |  | 2,006 |  |  |  | - |  |  |  | 408 |  |  |  | 64 |  |  |  | 2,628 |
Doubtful (7) |  |  | 441 |  |  |  | 1,394 |  |  |  | - |  |  |  | 1,063 |  |  |  | 193 |  |  |  | 3,091 |
Loss (8) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Loans |  | $ | 100,951 |  |  | $ | 268,408 |  |  | $ | 54,609 |  |  | $ | 139,757 |  |  | $ | 55,333 |  |  | $ | 619,058 |
December 31, 2015 |  | Commercial |  |  | Commercial RE & |  |  | Agricultural |  |  | Residential |  |  | Consumer |  |  |  |
($ in thousands) |  | & Industrial |  |  | Construction |  |  | & Farmland |  |  | Real Estate |  |  | & Other |  |  | Total |
1-2 |  | $ | 709 |  |  | $ | 767 |  |  | $ | 47 |  |  | $ | - |  |  | $ | 15 |  |  | $ | 1,538 |
3 |  |  | 23,362 |  |  |  | 79,915 |  |  |  | 8,195 |  |  |  | 118,463 |  |  |  | 50,745 |  |  |  | 280,680 |
4 |  |  | 61,799 |  |  |  | 149,473 |  |  |  | 35,593 |  |  |  | 10,418 |  |  |  | 3,223 |  |  |  | 260,506 |
Total Pass (1 - 4) |  |  | 85,870 |  |  |  | 230,155 |  |  |  | 43,835 |  |  |  | 128,881 |  |  |  | 53,983 |  |  |  | 542,724 |
Special Mention (5) |  |  | 330 |  |  |  | 5,260 |  |  |  | - |  |  |  | 756 |  |  |  | 70 |  |  |  | 6,416 |
Substandard (6) |  |  | 110 |  |  |  | 1,072 |  |  |  | - |  |  |  | 420 |  |  |  | 139 |  |  |  | 1,741 |
Doubtful (7) |  |  | 232 |  |  |  | 5,721 |  |  |  | - |  |  |  | 749 |  |  |  | 32 |  |  |  | 6,734 |
Loss (8) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Loans |  | $ | 86,542 |  |  | $ | 242,208 |  |  | $ | 43,835 |  |  | $ | 130,806 |  |  | $ | 54,224 |  |  | $ | 557,615 |
Summary of loan portfolio aging analysis |
($ in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
September 30, 2016 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial & Industrial |  | $ | - |  |  | $ | - |  |  | $ | 110 |  |  | $ | 110 |  |  | $ | 100,841 |  |  | $ | 100,951 |
Commercial RE & Construction |  |  | 56 |  |  |  | 909 |  |  |  | 1,135 |  |  |  | 2,100 |  |  |  | 266,308 |  |  |  | 268,408 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 54,609 |  |  |  | 54,609 |
Residential Real Estate |  |  | - |  |  |  | 55 |  |  |  | 233 |  |  |  | 288 |  |  |  | 139,469 |  |  |  | 139,757 |
Consumer & Other |  |  | 17 |  |  |  | 51 |  |  |  | 181 |  |  |  | 249 |  |  |  | 55,084 |  |  |  | 55,333 |
Total Loans |  | $ | 73 |  |  | $ | 1,015 |  |  | $ | 1,659 |  |  | $ | 2,747 |  |  | $ | 616,311 |  |  | $ | 619,058 |
($ in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | Greater Than |  |  | Total Past |  |  |  |  |  | Total Loans |
December 31, 2015 |  | Past Due |  |  | Past Due |  |  | 90 Days |  |  | Due |  |  | Current |  |  | Receivable |
Commercial & Industrial |  | $ | - |  |  | $ | 60 |  |  | $ | 188 |  |  | $ | 248 |  |  | $ | 86,294 |  |  | $ | 86,542 |
Commercial RE & Construction |  |  | 99 |  |  |  | - |  |  |  | 5,280 |  |  |  | 5,379 |  |  |  | 236,829 |  |  |  | 242,208 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 43,835 |  |  |  | 43,835 |
Residential Real Estate |  |  | 98 |  |  |  | 198 |  |  |  | 156 |  |  |  | 452 |  |  |  | 130,354 |  |  |  | 130,806 |
Consumer & Other |  |  | 64 |  |  |  | - |  |  |  | 2 |  |  |  | 66 |  |  |  | 54,158 |  |  |  | 54,224 |
Total Loans |  | $ | 261 |  |  | $ | 258 |  |  | $ | 5,626 |  |  | $ | 6,145 |  |  | $ | 551,470 |  |  | $ | 557,615 |
Summary of impaired loan activity |
Nine Months Ended September 30, 2016 |  | Recorded |  |  | Unpaid Principal |  |  | Related |  |  | Average Recorded |  |  | Interest Income |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  |  | 637 |  |  |  | 637 |  |  |  | - |  |  |  | 658 |  |  |  | 16 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 987 |  |  |  | 1,031 |  |  |  | - |  |  |  | 1,195 |  |  |  | 51 |
Consumer & Other |  |  | 20 |  |  |  | 78 |  |  |  | - |  |  |  | 94 |  |  |  | 6 |
All Impaired Loans < $100,000 |  |  | 398 |  |  |  | 398 |  |  |  | - |  |  |  | 398 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 1,135 |  |  |  | 1,385 |  |  |  | 127 |  |  |  | 1,404 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 887 |  |  |  | 887 |  |  |  | 148 |  |  |  | 957 |  |  |  | 29 |
Consumer & Other |  |  | 268 |  |  |  | 268 |  |  |  | 19 |  |  |  | 272 |  |  |  | 11 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  | $ | 1,772 |  |  | $ | 2,022 |  |  | $ | 127 |  |  | $ | 2,062 |  |  | $ | 16 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,874 |  |  | $ | 1,918 |  |  | $ | 148 |  |  | $ | 2,152 |  |  | $ | 80 |
Consumer & Other |  | $ | 346 |  |  | $ | 346 |  |  | $ | 19 |  |  | $ | 366 |  |  | $ | 17 |
All Impaired Loans < $100,000 |  | $ | 398 |  |  | $ | 398 |  |  | $ | - |  |  | $ | 398 |  |  | $ | - |
Three Months Ended September 30, 2016 |  | Average Recorded |  |  | Interest Income |
($'s in thousands) |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  |  | 647 |  |  |  | 6 |
Agricultural & Farmland |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,186 |  |  |  | 17 |
Consumer & Other |  |  | 89 |  |  |  | 2 |
All Impaired Loans < $100,000 |  |  | 438 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 1,404 |  |  |  | - |
Agricultural & Farmland |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 945 |  |  |  | 10 |
Consumer & Other |  |  | 267 |  |  |  | 2 |
Totals: |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | - |  |  | $ | - |
Commercial RE & Construction |  | $ | 2,051 |  |  | $ | 6 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 2,131 |  |  | $ | 27 |
Consumer & Other |  | $ | 356 |  |  | $ | 4 |
All Impaired Loans < $100,000 |  | $ | 438 |  |  | $ | - |
Twelve Months Ended December 31, 2015 |  | Recorded |  |  | Unpaid Principal |  |  | Related |  |  | Average Recorded |  |  | Interest Income |
($'s in thousands) |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 126 |  |  | $ | 1,214 |  |  | $ | - |  |  | $ | 1,388 |  |  | $ | - |
Commercial RE & Construction |  |  | 1,110 |  |  |  | 1,110 |  |  |  | - |  |  |  | 1,206 |  |  |  | 27 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 657 |  |  |  | 657 |  |  |  | - |  |  |  | 862 |  |  |  | 52 |
Consumer & Other |  |  | 90 |  |  |  | 90 |  |  |  | - |  |  |  | 107 |  |  |  | 9 |
All Impaired Loans < $100,000 |  |  | 131 |  |  |  | 131 |  |  |  | - |  |  |  | 131 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Commercial RE & Construction |  |  | 4,644 |  |  |  | 4,893 |  |  |  | 1,759 |  |  |  | 5,006 |  |  |  | 90 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,056 |  |  |  | 1,013 |  |  |  | 167 |  |  |  | 1,084 |  |  |  | 45 |
Consumer & Other |  |  | 374 |  |  |  | 374 |  |  |  | 37 |  |  |  | 385 |  |  |  | 22 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 126 |  |  | $ | 1,214 |  |  | $ | - |  |  | $ | 1,388 |  |  | $ | - |
Commercial RE & Construction |  | $ | 5,754 |  |  | $ | 6,003 |  |  | $ | 1,759 |  |  | $ | 6,212 |  |  | $ | 117 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,713 |  |  | $ | 1,670 |  |  | $ | 167 |  |  | $ | 1,946 |  |  | $ | 97 |
Consumer & Other |  | $ | 464 |  |  | $ | 464 |  |  | $ | 37 |  |  | $ | 492 |  |  | $ | 31 |
All Impaired Loans < $100,000 |  | $ | 131 |  |  | $ | 131 |  |  | $ | - |  |  | $ | 131 |  |  | $ | - |
|  | Nine Months Ended |  |  | Three Months Ended |
|  | Average Recorded |  |  | Interest Income |  |  | Average Recorded |  |  | Interest Income |
September 30, 2015 |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 316 |  |  | $ | - |  |  | $ | 316 |  |  | $ | - |
Commercial RE & Construction |  |  | 704 |  |  |  | 25 |  |  |  | 797 |  |  |  | 6 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 673 |  |  |  | 38 |  |  |  | 859 |  |  |  | 8 |
Consumer & Other |  |  | 114 |  |  |  | 7 |  |  |  | 125 |  |  |  | 3 |
All Impaired Loans < $100,000 |  |  | 344 |  |  |  | - |  |  |  | 344 |  |  |  | - |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  |  | 19 |  |  |  | - |  |  |  | 1,080 |  |  |  | - |
Commercial RE & Construction |  |  | 4,949 |  |  |  | 13 |  |  |  | 1,954 |  |  |  | 3 |
Agricultural & Farmland |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Residential Real Estate |  |  | 1,025 |  |  |  | 33 |  |  |  | 1,080 |  |  |  | 10 |
Consumer & Other |  |  | 337 |  |  |  | 17 |  |  |  | 362 |  |  |  | 5 |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial |  | $ | 335 |  |  | $ | - |  |  | $ | 1,396 |  |  | $ | - |
Commercial RE & Construction |  | $ | 5,653 |  |  | $ | 38 |  |  | $ | 2,751 |  |  | $ | 9 |
Agricultural & Farmland |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Residential Real Estate |  | $ | 1,698 |  |  | $ | 71 |  |  | $ | 1,939 |  |  | $ | 18 |
Consumer & Other |  | $ | 451 |  |  | $ | 24 |  |  | $ | 487 |  |  | $ | 8 |
All Impaired Loans < $100,000 |  | $ | 344 |  |  | $ | - |  |  | $ | 344 |  |  | $ | - |
Summary of newly restructured loans by type of modification |
|  | Three Months ended Sep. 30, 2016 |
($ in thousands) |  | Number of Loans |  |  | Pre- Modification Recorded Balance |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | 1 |  |  |  | 309 |  |  |  | 309 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | 1 |  |  | $ | 309 |  |  | $ | 309 |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | 309 |  |  |  | - |  |  |  | 309 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | 309 |  |  | $ | - |  |  | $ | 309 |
|  | Nine Months ended Sep. 30, 2016 |
($ in thousands) |  | Number of Loans |  |  | Pre- Modification Recorded Balance |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | 1 |  |  |  | 309 |  |  |  | 309 |
Consumer & Other |  |  | 1 |  |  |  | 221 |  |  |  | 221 |
Total Modifications |  |  | 2 |  |  | $ | 530 |  |  | $ | 530 |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | 309 |  |  |  | - |  |  |  | 309 |
Consumer & Other |  |  | - |  |  |  | 221 |  |  |  | - |  |  |  | 221 |
Total Modifications |  | $ | - |  |  | $ | 530 |  |  | $ | - |  |  | $ | 530 |
|  |  | Three Months ended Sep. 30, 2015
($ in thousands) |  |  | Number of Loans |  |  |  | Pre- Modification Recorded Balance |  |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | - |  |  | $ | - |  |  | $ | - |
Commercial |  |  | - |  |  |  | - |  |  |  | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | - |  |  | $ | - |  |  | $ | - |
|  |  | Interest |  |  |  |  |  |  |  |  |  |  |  | Total |
|  |  | Only |  |  |  | Term |  |  |  | Combination |  |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | - |  |  | $ | - |  |  | $ | - |
|  | Nine Months ended Sep. 30, 2015 |
($ in thousands) |  | Number of Loans |  |  | Pre- Modification Recorded Balance |  |  | Post Modification Recorded Balance |
Residential Real Estate |  |  | 1 |  |  | $ | 24 |  |  | $ | 24 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  |  | 1 |  |  | $ | 24 |  |  | $ | 24 |
|  | Interest |  |  |  |  |  |  |  |  | Total |
|  | Only |  |  | Term |  |  | Combination |  |  | Modification |
Residential Real Estate |  | $ | - |  |  | $ | 24 |  |  | $ | - |  |  | $ | 24 |
Consumer & Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Total Modifications |  | $ | - |  |  | $ | 24 |  |  | $ | - |  |  | $ | 24
Summary of troubled debt restructurings modified subsequently defaulted |
|  | Number of |  |  | Recorded |
($ in thousands) |  | Contracts |  |  | Balance |
Consumer & Other |  |  | 1 |  |  | $ | 221 |
|  |  | 1 |  |  |  | 221 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
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