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Mortgage Servicing Rights | 6 Months Ended
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Jun. 30, 2017
Mortgage Servicing Rights [Abstract] |
MORTGAGE SERVICING RIGHTS | NOTE 7 – MORTGAGE SERVICING RIGHTS Mortgage loans serviced for others are not included in the accompanying balance sheets. The unpaid principal balance of mortgage loans serviced for others approximated $952.4 million at June 30, 2017 and $899.7 million at December 31, 2016. Contractually specified servicing fees of approximately $1.1 million and $1.0 million were included in mortgage loan servicing fees in the income statement for the periods ending June 30, 2017 and 2016, respectively. The following table summarizes mortgage servicing rights capitalized and related amortization, along with activity in the related valuation allowance:
($ in thousands) |  | 2017 |  |  | 2016 |
Carrying amount, January 1 |  | $ | 8,422 |  |  | $ | 7,152 |
Mortgage servicing rights capitalized during the year |  |  | 1,320 |  |  |  | 1,060 |
Mortgage servicing rights amortization during the year |  |  | (521 | ) |  |  | (482 | )
Net change in valuation allowance |  |  | (4 | ) |  |  | (1,236 | )
Carrying amount, June 30 |  | $ | 9,217 |  |  | $ | 6,494 |
Valuation allowance: |  |  |  |  |  |  |  |
January 1 |  | $ | 228 |  |  | $ | 296 |
Increase/(reduction) |  |  | 4 |  |  |  | 1,236 |
June 30 |  | $ | 232 |  |  | $ | 1,532 |

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- Definition Mortgage servicing rights. + References No definition available. + Details
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