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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash & due from banks $ 26,616 $ 17,012
Available-for-sale securities 82,790 90,128
Loans held for sale 3,940 4,434
Loans, net of unearned income 696,615 644,433
Allowance for loan losses (7,930) (7,725)
Premises and equipment, net 21,277 19,129
Federal Reserve and Federal Home Loan Bank Stock, at cost 3,748 3,748
Foreclosed assets held for sale, net 26 994
Interest receivable 1,825 1,512
Goodwill & other intangibles 16,411 16,422
Cash value of life insurance 16,479 13,725
Mortgage servicing rights 9,907 8,422
Other assets 4,923 3,771
Total assets 876,627 816,005
Deposits    
Noninterest bearing demand 135,592 125,189
Interest bearing demand 131,079 131,598
Savings 103,267 95,594
Money market 141,844 122,976
Time deposits 217,818 197,716
Total deposits 729,600 673,073
Repurchase agreements 15,082 10,532
Federal Home Loan Bank advances 18,500 26,500
Trust preferred securities 10,310 10,310
Interest payable 592 408
Other liabilities 8,543 8,634
Total liabilities 782,627 729,457
Commitments & Contingent Liabilities
Stockholders' Equity    
Preferred Shares, no par value; authorized 200,000 shares; 15,000 shares issued 13,983 13,983
Common Shares, no par value; 10,000,000 shares; 5,027,433 shares issued authorized 10,000,000 shares; 5,027,433 shares issued 12,569 12,569
Additional paid-in capital 15,405 15,362
Retained earnings 55,439 46,688
Accumulated other comprehensive (loss)/income (141) 51
Treasury stock, at cost; 2017 - 234,787 common shares, 2016 - 183,354 common shares) (3,255) (2,105)
Total stockholders' equity 94,000 86,548
Total liabilities and stockholders' equity $ 876,627 $ 816,005