XML 75 R42.htm IDEA: XBRL DOCUMENT v3.8.0.1

Income Taxes (Tables)

12 Months Ended

Dec. 31, 2017

Income Taxes [Abstract]

Schedule of provision for income taxes

($ in thousands)		For The Year Ended December 31,
		2017				2016				2015
Taxes currently payable		$	3,348			$	3,379			$	1,885
Impact of TCJA			(1,730	)			-				-
Deferred provision			942				738				1,519
Income tax expense		$	2,560			$	4,117			$	3,404

Schedule of reconciliation of income tax expense

($ in thousands)		For The Year Ended December 31,
		2017				2016				2015
Computed at the statutory rate (34%)		$	4,633			$	4,387			$	3,748
Increase (decrease) resulting from
Tax exempt interest			(200	)			(218	)			(240	)
BOLI income			(142	)			(98	)			(99	)
Impact of TCJA			(1,730	)			-				-
Stock Compensation			(77	)			-				-
Other			76				46				(5	)
Actual tax expense		$	2,560			$	4,117			$	3,404

Schedule of deferred tax

($ in thousands)		At December 31,
		2017				2016				2015
Deferred tax assets
Allowance for loan losses		$	1,665			$	2,627			$	2,377
Net deferred loan fees			63				98				104
Unrealized losses on available-for-sale securities			38				-				-
Other			165				361				757
			1,931				3,086				3,238
Deferred tax liabilities
Depreciation			(926	)			(1,385	)			(1,335	)
Mortgage servicing rights			(2,162	)			(2,930	)			(2,468	)
Unrealized gains on available-for-sale securities			-				(26	)			(335	)
Purchase accounting adjustments			(1,102	)			(1,659	)			(1,489	)
Prepaids			(169	)			(188	)			(285	)
FHLB stock dividends			(288	)			(466	)			(465	)
			(4,647	)			(6,654	)			(6,377	)
Net deferred tax liability		$	(2,716	)		$	(3,568	)		$	(3,139	)

X

- References

No definition available.

+ Details

Name:	us-gaap_IncomeTaxDisclosureAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-URI http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319

+ Details

Name:	us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319

+ Details

Name:	us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=84230637&loc=d3e32687-109319

+ Details

Name:	us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration