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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Operating Activities      
Net Income $ 11,065 $ 8,784 $ 7,619
Items not requiring (providing) cash      
Depreciation and amortization 1,566 1,509 1,097
Provision for loan losses 400 750 1,100
Expense of share-based compensation plan 303 114 81
Amortization of premiums and discounts on securities 547 917 977
Amortization of intangible assets 11 13 201
Amortization of originated mortgage servicing rights 1,132 1,340 880
Deferred income taxes (788) 738 1,519
Proceeds from sale of loans held for sale 259,119 353,068 278,670
Originations of loans held for sale (253,840) (343,377) (276,252)
Gain from sale of loans (8,404) (9,151) (7,195)
(Gain)/Loss on sales of assets (6) (177) (18)
Net gains on sales of securities (119) (262)  
Originated mortgage servicing rights impairment, net (77) (68) (116)
Changes in      
Interest receivable (313) (252) 86
Other assets (1,760) (872) (1,616)
Interest payable & other liabilities 967 952 1,582
Net cash provided by operating activities 9,803 14,026 8,615
Investing Activities      
Purchases of available-for-sale securities (29,849) (22,603) (26,261)
Proceeds from maturities of available-for-sale securities 22,016 17,534 20,328
Proceeds from sales of available-for-sale securities 14,488 3,212
Net change in loans (51,202) (88,027) (42,338)
Purchase of premises, equipment (3,714) (1,636) (7,199)
Proceeds from sales of premises, equipment 9 667
Proceeds from bank owned life insurance 665
Purchase of bank owned life insurance (3,000)
Proceeds from sale of foreclosed assets 1,067 784 111
Net cash used in investing activities (49,529) (90,727) (54,692)
Financing Activities      
Net increase in demand deposits, money market, interest checking & savings accounts 36,425 47,942 39,810
Net increase/(decrease) in certificates of deposit 20,102 38,678 (4,263)
Net increase/(decrease) in securities sold under agreements to repurchase 4,550 (1,874) (334)
Proceeds from Federal Home Loan Bank advances 5,000 5,500 9,000
Repayment of Federal Home Loan Bank advances (13,000) (14,000) (4,000)
Net proceeds from share based compensation plans 375 331 67
Stock Repurchase Plan (1,785) (1,168) (2)
Dividends on Common Stock (1,362) (1,180) (983)
Dividends on Preferred Stock (975) (975) (956)
Net cash provided by financing activities 49,330 73,254 38,339
Increase/(decrease) in Cash and Cash Equivalents 9,604 (3,447) (7,738)
Cash and Cash Equivalents, Beginning of Year 17,012 20,459 28,197
Cash and Cash Equivalents, End of Year 26,616 17,012 20,459
Supplemental Cash Flows Information      
Interest paid 3,910 3,054 2,583
Income taxes paid 3,105 3,969 2,060
Transfer of loans to foreclosed assets $ 95 $ 1,238 $ 134