<SEC-DOCUMENT>0001213900-18-001493.txt : 20180209
<SEC-HEADER>0001213900-18-001493.hdr.sgml : 20180209
<ACCEPTANCE-DATETIME>20180209090901
ACCESSION NUMBER:		0001213900-18-001493
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20180209
DATE AS OF CHANGE:		20180209

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SB FINANCIAL GROUP, INC.
		CENTRAL INDEX KEY:			0000767405
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				341395608
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-217206
		FILM NUMBER:		18588345

	BUSINESS ADDRESS:	
		STREET 1:		401 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
		BUSINESS PHONE:		4197838930

	MAIL ADDRESS:	
		STREET 1:		401 CLINTON STREET
		STREET 2:		PO BOX 467
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RURBAN FINANCIAL CORP
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SB FINANCIAL GROUP, INC.
		CENTRAL INDEX KEY:			0000767405
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				341395608
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		401 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
		BUSINESS PHONE:		4197838930

	MAIL ADDRESS:	
		STREET 1:		401 CLINTON STREET
		STREET 2:		PO BOX 467
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RURBAN FINANCIAL CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>fwp020918_sbfinancial.htm
<DESCRIPTION>FREE WRITING PROSPECTUS
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0; font: 10pt Times New Roman, Times, Serif"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Issuer
Free Writing Prospectus</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Filed
Pursuant to Rule 433 </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Registration
No.&nbsp;333-217206</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Relating
to Preliminary Prospectus Supplement filed February 5, 2018</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Dated
February 9, 2018 </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>PRICING
TERM SHEET </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;<IMG SRC="image_001.jpg" ALT=""></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>SB
Financial Group, Inc. </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1,449,275
Shares of Common Stock </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>February
9, 2018 </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="width: 40%; padding: 0; font: 10pt Times New Roman, Times, Serif; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Issuer:
    </B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; width: 60%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SB
    Financial Group, Inc. </FONT></TD></TR>

<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Number
    of Firm Shares Offered: </B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,449,275
    shares of common stock, no par value </FONT></TD></TR>

<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Number
    of Option Shares Offered: </B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">217,391
    shares of common stock, no par value</FONT></TD></TR>

<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Public
    Offering Price: </B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$18.00
    per share </FONT></TD></TR>

<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; font: 10pt Times New Roman, Times, Serif">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Approximate
                                         Net Proceeds to the Issuer After Underwriting Discounts and Commissions: </B></FONT></P> </TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; text-indent: 0; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Approximately
    $24,566,950 million (or approximately $28,251,989 million assuming full exercise of the option to purchase additional
    shares) </FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;&nbsp;</FONT></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0; margin-bottom: 0"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</FONT></P>








<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">This
free writing prospectus relates to SB Financial Group, Inc. and should be read together with the prospectus supplement and prospectus
(referenced below) relating to the offering of the shares of common stock of SB Financial Group, Inc. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">This
communication is intended for the sole use of the person to whom it is provided by us. This communication does not constitute
an offer to sell these securities or a solicitation of an offer to buy these securities, nor shall there be any sale of these
securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or
qualification under the securities laws of any such state or jurisdiction.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
offering is being made pursuant to a prospectus supplement and prospectus filed as part of an effective shelf registration statement
on Form S-3 (File No. 333-217206) filed with the U.S. Securities and Exchange Commission (the &ldquo;SEC&rdquo;). Prospective
investors, including current shareholders interested in participating in the offering, should read the prospectus in that registration
statement, the preliminary prospectus supplement and other documents that the Company has filed with the SEC for more complete
information about the Company and the offering. These documents may be obtained at no charge from the SEC&rsquo;s website at <U>http://www.sec.gov</U>,
or from FIG Partners, LLC, <FONT STYLE="background-color: white">1475 Peachtree Street NE, Suite 800, Atlanta, GA 30309</FONT>,
by calling <FONT STYLE="background-color: white">1-404-601-7200</FONT>.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>



<P STYLE="margin: 0; font: 10pt Times New Roman, Times, Serif"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  W *D# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#^_<G'_P!;
M_/\ *OAC]M?_ (*&_LW?L(^$X=;^,?BHW7B[6+6:?P9\*O#)MM1^('B^2/>B
MRV>DO/$--T87"B&Y\0:M)::9 WF)'+<7"?9WT?\ @H)^V?X1_8-_9>^(7[0?
MB>T@US4]&@M]#^'_ (.EN?LDGC7XAZZS6OAK0%F&9(['SQ)J>MW,0,EIH>GZ
MC<19FCB1_P#-F^*_QV^+7[2_Q4\9?&CXM^*;KQ=\0_%MQ<ZSKVO:I)-_8_AO
M25DD>UTO3;8LT>E^']'A86&@Z'9A4\I(T57FDD>3]P\'_"*?']6OF^<5:^#X
M8R^NL/+V#5/%9MC8*%2I@L-5DI+#X>A"<'C,9&$YQE5AAL/'V\JE2A\=Q9Q/
M_8=&-#"1IU,PK0YHNJ[T<+3;Y8UJL4TYSG-J-&E?WY:R4DX0J?O;\>_^#A3]
MKWXE7>H0?"FQ\"?L[>"Y))H[*2*UA\7>-GLF8^2]]XCUX+I=O?B,+O.D:+;1
MQN2J--M#'X'7_@K;^V+!JHU&X_;-^+LETL_GMY&LSSZ?O!!V?88[#[ 8<\&$
M0F,H,8 P*_)+[+JGBK4_(L?M>IOO"0RW16-50L0KR(2;>RB;(80@L57 )=@<
M]Q%\(=2VHE[XL\&:9<.0!;7^KM$PS_?<0 (.-N=K#MTP1_9V5^'G ^4X>.%R
M_A7(H4^11;K9;A,;6JV5G*KB<PI8VO5DTWS.56+;;:4=(K\4S;-\5KB,[XJS
M2A.7OJGAL1BJ*HQD]/9X? 4:TXQB[>\\-RJWO62<E_2U^S/_ ,'"?Q^\-ZEI
MFC_%#6/AW\;/#WFVT5X=<MD\">-!;&4"9M.UNQ2WTN[O6CSY9U/2YT,FU6=
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BYB?4A1110 4444 %%%% !1110 4444 %%%% !1110!__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
