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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Loans    
Taxable $ 36,268 $ 29,792
Tax exempt 154 85
Securities    
Taxable 2,618 2,076
Tax exempt 439 527
Total interest income 39,479 32,480
Interest Expense    
Deposits 5,314 3,456
Repurchase agreements & other 37 15
Federal Home Loan Bank advances 460 320
Trust preferred securities 401 303
Total interest expense 6,212 4,094
Net Interest Income 33,267 28,386
Provision for loan losses 600 400
Net interest income after provision for loan losses 32,667 27,986
Noninterest Income    
Wealth management fees 2,871 2,777
Customer service fees 2,670 2,671
Gain on sale of mortgage loans & OMSR's 6,870 7,132
Mortgage loan servicing fees, net 1,296 1,316
Gain on sale of non-mortgage loans 1,230 1,272
Data service fees 738
Net gain on sales of securities 70 119
Gain on sale of assets 35 6
Other 1,582 1,186
Total noninterest income 16,624 17,217
Noninterest Expense    
Salaries and employee benefits 20,620 18,646
Net occupancy expense 2,397 2,260
Equipment expense 2,889 2,760
Data processing fees 1,811 1,558
Professional fees 1,848 1,774
Marketing expense 884 734
Telephone and communications 495 462
Postage and delivery expense 286 454
State, local and other taxes 719 699
Employee expense 912 797
Other expenses 1,986 1,434
Total noninterest expense 34,847 31,578
Income before income tax 14,444 13,625
Provision for income taxes 2,806 2,560
Net income 11,638 11,065
Preferred Share Dividends 975 975
Net Income available to Common Shareholders $ 10,663 $ 10,090
Basic Earnings Per Common Share $ 1.72 $ 2.1
Diluted Earnings Per Common Share $ 1.51 $ 1.74