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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Operating Activities    
Net Income $ 11,638 $ 11,065
Items not requiring (providing) cash    
Depreciation and amortization 1,693 1,566
Provision for loan losses 600 400
Expense of share-based compensation plan 278 303
Amortization of premiums and discounts on securities 355 547
Amortization of intangible assets 10 11
Amortization of originated mortgage servicing rights 1,230 1,132
Deferred income taxes 324 (788)
Proceeds from sale of loans held for sale 275,604 259,119
Originations of loans held for sale (271,067) (253,840)
Gain from sale of loans (8,100) (8,404)
Gain on sales of assets (35) (6)
Net gains on sales of securities (70) (119)
Originated mortgage servicing rights impairment, net 61 (77)
Changes in    
Interest receivable (997) (313)
Other assets (562) (1,760)
Interest payable & other liabilities 2,888 967
Net cash provided by operating activities 13,850 9,803
Investing Activities    
Purchases of available-for-sale securities (29,281) (29,849)
Proceeds from maturities of available-for-sale securities 18,042 22,016
Proceeds from sales of available-for-sale securities 2,185 14,488
Net change in loans (76,503) (51,202)
Purchase of premises, equipment (1,999) (3,714)
Proceeds from sales of premises, equipment 134
Proceeds from bank owned life insurance 665
Purchase of bank owned life insurance (3,000)
Purchase of Federal Reserve Stock (375)
Proceeds from sale of foreclosed assets 210 1,067
Net cash used in investing activities (87,587) (49,529)
Financing Activities    
Net increase in demand deposits, money market, interest checking & savings accounts 49,308 36,425
Net increase in certificates of deposit 23,644 20,102
Net increase in securities sold under agreements to repurchase 102 4,550
Proceeds from Federal Home Loan Bank advances 13,000 5,000
Repayment of Federal Home Loan Bank advances (15,500) (13,000)
Net proceeds from share-based compensation plans 192 375
Stock repurchase plan (109) (1,785)
Issuance of common shares 27,912
Dividends on common shares (2,090) (1,362)
Dividends on preferred shares (975) (975)
Net cash provided by financing activities 95,484 49,330
Increase in cash and cash equivalents 21,747 9,604
Cash and cash equivalents, beginning of year 26,616 17,012
Cash and cash equivalents, end of year 48,363 26,616
Supplemental cash flow information    
Interest paid 5,895 3,910
Income taxes paid 1,870 3,105
Transfer of loans to foreclosed assets 201 95
Transfer of loans to premises and equipment $ 670