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Condensed Consolidated Income Statement (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Loans        
Taxable $ 10,182 $ 8,968 $ 19,609 $ 17,108
Tax exempt 73 36 135 57
Securities        
Taxable 802 613 1,713 1,186
Tax exempt 94 115 192 232
Total interest income 11,151 9,732 21,649 18,583
Interest Expense        
Deposits 2,092 1,091 4,010 2,066
Repurchase agreements & other 17 6 43 16
Federal Home Loan Bank advance expense 100 110 200 189
Trust preferred securities expense 110 101 224 188
Total interest expense 2,319 1,308 4,477 2,459
Net Interest Income 8,832 8,424 17,172 16,124
Provision for loan losses 200 300 200 600
Net interest income after provision for loan losses 8,632 8,124 16,972 15,524
Noninterest Income        
Wealth management fees 783 710 1,517 1,449
Customer service fees 689 675 1,320 1,319
Gain on sale of mortgage loans & OMSR 1,678 2,058 2,870 3,158
Mortgage loan servicing fees, net (459) 247 (739) 718
Gain on sale of non-mortgage loans 216 150 543 810
Title insurance income 308 327
Net gain on sale of securities 206 206
Gain (loss) on sale/disposal of assets (5) 60 (7) 21
Other income 275 349 654 1,017
Total noninterest income 3,691 4,249 6,691 8,492
Noninterest Expense        
Salaries and employee benefits 5,305 5,201 10,207 10,140
Net occupancy expense 627 560 1,272 1,209
Equipment expense 665 637 1,376 1,466
Data processing fees 488 418 931 856
Professional fees 649 504 1,266 923
Marketing expense 246 204 485 425
Telephone and communications 112 128 227 250
Postage and delivery expense 81 63 165 137
State, local and other taxes 247 176 502 362
Employee expense 236 220 389 386
Other expenses 452 468 914 1,052
Total noninterest expense 9,108 8,579 17,734 17,206
Income before income tax 3,215 3,794 5,929 6,810
Provision for income taxes 588 687 1,076 1,250
Net Income 2,627 3,107 4,853 5,560
Preferred Share Dividends 243 244 487 488
Net Income available to Common Shareholders $ 2,384 $ 2,863 $ 4,366 $ 5,072
Basic Earnings Per Common Share $ 0.37 $ 0.45 $ 0.68 $ 0.85
Diluted Earnings Per Common Share $ 0.33 $ 0.4 $ 0.61 $ 0.75
Average common shares outstanding (in thousands):        
Basic: 6,454 6,489 6,469 5,935
Diluted: 7,967 8,003 7,982 7,454