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Condensed Consolidated Income Statement (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Loans        
Taxable $ 10,607 $ 9,499 $ 30,216 $ 26,607
Tax exempt 82 42 217 99
Securities        
Taxable 776 610 2,489 1,795
Tax exempt 81 107 273 339
Total interest income 11,546 10,258 33,195 28,840
Interest Expense        
Deposits 2,258 1,472 6,268 3,538
Repurchase agreements & other 22 11 65 27
Federal Home Loan Bank advance expense 101 140 301 329
Trust preferred securities expense 107 106 331 293
Total interest expense 2,488 1,729 6,965 4,187
Net Interest Income 9,058 8,529 26,230 24,653
Provision for loan losses 300 500 600
Net interest income after provision for loan losses 8,758 8,529 25,730 24,053
Noninterest Income        
Wealth management fees 775 705 2,292 2,155
Customer service fees 729 672 2,049 1,991
Gain on sale of mortgage loans & OMSR 2,495 2,066 5,365 5,224
Mortgage loan servicing fees, net 8 273 (731) 991
Gain on sale of non-mortgage loans 462 125 1,005 935
Title insurance income 400 727
Net gain on sale of securities 70 206 70
Gain (loss) on sale/disposal of assets 1 (6) 21
Other income 496 291 1,150 1,308
Total noninterest income 5,366 4,202 12,057 12,695
Noninterest Expense        
Salaries and employee benefits 5,715 5,372 15,922 15,513
Net occupancy expense 656 588 1,928 1,797
Equipment expense 688 667 2,064 2,133
Data processing fees 499 489 1,430 1,345
Professional fees 571 393 1,837 1,316
Marketing expense 239 197 724 622
Telephone and communications 118 124 345 374
Postage and delivery expense 89 83 254 221
State, local and other taxes 243 177 745 538
Employee expense 199 243 588 629
Other expenses 483 456 1,397 1,507
Total noninterest expense 9,500 8,789 27,234 25,995
Income before income tax 4,624 3,942 10,553 10,753
Provision for income taxes 862 824 1,938 2,074
Net Income 3,762 3,118 8,615 8,679
Preferred Share Dividends 233 244 720 732
Net Income available to Common Shareholders $ 3,529 $ 2,874 $ 7,895 $ 7,947
Basic Earnings Per Common Share $ 0.55 $ 0.45 $ 1.22 $ 1.30
Diluted Earnings Per Common Share $ 0.48 $ 0.39 $ 1.08 $ 1.14
Average common shares outstanding (in thousands):        
Basic: 6,397 6,503 6,459 6,106
Diluted: 7,876 8,022 7,955 7,626