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Interest-Bearing Deposits
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Deposit Liabilities Disclosures [Text Block]

Note 9: Interest-Bearing Deposits


Interest-bearing time deposits in denominations of $250,000 or more totaled $36.2 million on December 31, 2019 and $26.6 million on December 31, 2018. Certificates of deposit obtained from brokers totaled approximately $5.2 million and $13.2 million at December 31, 2019 and 2018, respectively, and mature between 2020 and 2021. 


At December 31, 2019, the scheduled maturities of time deposits were as follows:


($ in thousands)    
2020  $154,391 
2021   64,146 
2022   26,932 
2023   9,005 
2024   3,097 
Thereafter   182 
      
Total  $257,753 

Included in time deposits at December 31, 2019 and 2018 were $88.3 million and $72.6 million, respectively, of deposits which were obtained through the Certificate of Deposit Account Registry Service (“CDARS”). This service allows deposit customers to maintain fully insured balances in excess of the $250,000 FDIC limit without the inconvenience of having multi-banking relationships. Under the reciprocal program that the Company is currently participating in, customers agree to allow their deposits to be placed with other participating banks in the CDARS program in insurable amounts under $250,000. In exchange, other banks in the program agree to place their deposits with the Company also in insurable amounts under $250,000.