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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Operating Activities    
Net Income $ 11,973 $ 11,638
Items not requiring (providing) cash    
Depreciation and amortization 1,879 1,693
Provision for loan losses 800 600
Expense of share-based compensation plan 417 278
Amortization of premiums and discounts on securities 314 355
Amortization of intangible assets 8 10
Amortization of originated mortgage servicing rights 2,126 1,230
Impairment of mortgage servicing rights 1,094 61
Deferred income taxes (279) 324
Proceeds from sale of loans held for sale 368,154 275,604
Originations of loans held for sale (364,472) (271,067)
Gain from sale of loans (9,668) (8,100)
Loss (gain) on sales of assets 5 (35)
Net gains on sales of securities (206) (70)
Changes in    
Interest receivable (284) (997)
Other assets (3,680) (562)
Interest payable & other liabilities 10,648 2,888
Net cash provided by operating activities 18,829 13,850
Investing Activities    
Purchases of available-for-sale securities (38,455) (29,281)
Proceeds from maturities of available-for-sale securities 22,527 18,042
Proceeds from sales of available-for-sale securities 7,375 2,185
Proceeds from sales of portfolio loans 11,265  
Net change in loans (65,504) (76,503)
Purchase of premises, equipment (2,043) (1,999)
Proceeds from sales of premises, equipment 24 134
Purchase of bank owned life insurance (50)  
Purchase of Federal Reserve and Federal Home Loan Bank Stock (525) (375)
Proceeds from sale of foreclosed assets 372 210
Acquisition, net of cash acquired (2,600)  
Net cash used in investing activities (67,614) (87,587)
Financing Activities    
Net increase in demand deposits, money market, interest checking & savings accounts 21,376 49,308
Net increase in certificates of deposit 16,291 23,644
Net increase (decrease) in securities sold under agreements to repurchase (2,239) 102
Proceeds from Federal Home Loan Bank advances   13,000
Repayment of Federal Home Loan Bank advances   (15,500)
Net proceeds from share-based compensation plans 251 192
Stock repurchase plan (5,050) (109)
Issuance of common shares 139 27,912
Conversion of preferred stock (1)  
Dividends on common shares (2,331) (2,090)
Dividends on preferred shares (950) (975)
Net cash provided by financing activities 27,486 95,484
Increase (decrease) in cash and cash equivalents (21,299) 21,747
Cash and cash equivalents, beginning of year 48,363 26,616
Cash and cash equivalents, end of year 27,064 48,363
Supplemental cash flow information    
Interest paid 9,292 5,895
Income taxes paid 3,084 1,870
Fair value of assets acquired - premises and equipment 1,161  
Supplemental non-cash disclosure    
Initial recognition of right-of-use lease assets 293  
Transfer of loans to loans held for sale 11,114  
Transfer of loans to foreclosed assets $ 551 201
Transfer of loans to premises and equipment   $ 670