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Condensed Consolidated Income Statement (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Loans    
Taxable $ 9,795 $ 9,427
Tax exempt 79 62
Securities    
Taxable 692 911
Tax exempt 78 98
Total interest income 10,644 10,498
Interest Expense    
Deposits 1,880 1,918
Repurchase agreements & other 28 26
Federal Home Loan Bank advance expense 100 100
Trust preferred securities expense 88 114
Total interest expense 2,096 2,158
Net Interest Income 8,548 8,340
Provision for loan losses 600  
Net interest income after provision for loan losses 7,948 8,340
Noninterest Income    
Wealth management fees 768 734
Customer service fees 682 631
Gain on sale of mortgage loans & OMSR 1,949 1,192
Mortgage loan servicing fees, net (2,052) (280)
Gain on sale of non-mortgage loans 104 327
Title insurance income 265 19
Loss on sale/disposal of assets (46) (2)
Other income 491 379
Total noninterest income 2,161 3,000
Noninterest Expense    
Salaries and employee benefits 5,427 4,902
Net occupancy expense 698 645
Equipment expense 700 711
Data processing fees 548 443
Professional fees 757 617
Marketing expense 208 239
Telephone and communications 115 115
Postage and delivery expense 115 84
State, local and other taxes 254 255
Employee expense 184 153
Other expenses 400 462
Total noninterest expense 9,406 8,626
Income before income tax 703 2,714
Provision for income taxes 22 488
Net Income 681 2,226
Preferred share dividends   244
Net income available to common shareholders $ 681 $ 1,982
Basic earnings per common share (in Dollars per share) $ 0.09 $ 0.31
Diluted earnings per common share (in Dollars per share) $ 0.09 $ 0.28
Average common shares outstanding (in thousands):    
Basic: (in Shares) 7,749 6,482
Diluted: (in Shares) 7,756 7,994