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Condensed Consolidated Income Statement (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Loans        
Taxable $ 9,945 $ 10,182 $ 19,740 $ 19,609
Tax exempt 59 73 138 135
Taxable 510 802 1,202 1,713
Tax exempt 81 94 159 192
Total interest income 10,595 11,151 21,239 21,649
Interest Expense        
Deposits 1,549 2,092 3,429 4,010
Repurchase agreements & other 20 17 48 43
Federal Home Loan Bank advance expense 92 100 192 200
Trust preferred securities expense 62 110 150 224
Total interest expense 1,723 2,319 3,819 4,477
Net Interest Income 8,872 8,832 17,420 17,172
Provision for loan losses 1,300 200 1,900 200
Net interest income after provision for loan losses 7,572 8,632 15,520 16,972
Noninterest Income        
Wealth management fees 775 783 1,543 1,517
Customer service fees 667 689 1,349 1,320
Gain on sale of mortgage loans & OMSR 8,119 1,678 10,068 2,870
Mortgage loan servicing fees, net (1,880) (459) (3,932) (739)
Gain on sale of non-mortgage loans 107 216 211 543
Title insurance income 609 308 874 327
Net gain on sale of securities 206 206
Loss on sale/disposal of assets (80) (5) (126) (7)
Other income 298 275 789 654
Total noninterest income 8,615 3,691 10,776 6,691
Noninterest Expense        
Salaries and employee benefits 6,419 5,305 11,846 10,207
Net occupancy expense 675 627 1,373 1,272
Equipment expense 780 665 1,480 1,376
Data processing fees 1,288 488 1,836 931
Professional fees 1,224 649 1,981 1,266
Marketing expense 141 246 349 485
Telephone and communications 122 112 237 227
Postage and delivery expense 96 81 211 165
State, local and other taxes 262 247 516 502
Employee expense 93 236 277 389
Other expenses 562 452 962 914
Total noninterest expense 11,662 9,108 21,068 17,734
Income before income tax 4,525 3,215 5,228 5,929
Provision for income taxes 870 588 892 1,076
Net income 3,655 2,627 4,336 4,853
Preferred share dividends 243 487
Net income available to common shareholders $ 3,655 $ 2,384 $ 4,336 $ 4,366
Basic earnings per common share (in Dollars per share) $ 0.47 $ 0.37 $ 0.56 $ 0.68
Diluted earnings per common share (in Dollars per share) $ 0.47 $ 0.33 $ 0.56 $ 0.61
Average common shares outstanding (in thousands):        
Basic: (in Shares) 7,708 6,454 7,750 6,469
Diluted: (in Shares) 7,708 7,967 7,750 7,982