<SEC-DOCUMENT>0001213900-20-014355.txt : 20200608
<SEC-HEADER>0001213900-20-014355.hdr.sgml : 20200608
<ACCEPTANCE-DATETIME>20200608121614
ACCESSION NUMBER:		0001213900-20-014355
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20200605
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200608
DATE AS OF CHANGE:		20200608

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SB FINANCIAL GROUP, INC.
		CENTRAL INDEX KEY:			0000767405
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				341395608
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36785
		FILM NUMBER:		20948537

	BUSINESS ADDRESS:	
		STREET 1:		401 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
		BUSINESS PHONE:		4197838930

	MAIL ADDRESS:	
		STREET 1:		401 CLINTON STREET
		STREET 2:		PO BOX 467
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RURBAN FINANCIAL CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>ea122786-8k_sbfinancial.htm
<DESCRIPTION>CURRENT REPORT
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>UNITED
STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-left: auto; margin-right: auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>FORM
8-K</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-left: auto; margin-right: auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>CURRENT
REPORT<BR>
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Date
of Report (Date of earliest event reported) <U>June 8, 2020 (June 5, 2020)</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">SB
FINANCIAL GROUP, INC</FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Exact
name of registrant as specified in its charter)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 32%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; text-decoration: none">Ohio</FONT></TD>
    <TD STYLE="padding-bottom: 1.5pt; width: 2%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 32%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; text-decoration: none">0-13507</FONT></TD>
    <TD STYLE="padding-bottom: 1.5pt; width: 2%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 32%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; text-decoration: none">34-1395608</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(State or other jurisdiction<BR>
of
    incorporation)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Commission</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">File
        Number)</FONT></P></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(IRS
        Employer</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Identification
        No.)</FONT></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 49%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">401
    Clinton Street, Defiance, OH</FONT></TD>
    <TD STYLE="padding-bottom: 1.5pt; width: 2%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 49%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">43512</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Address of principal executive offices)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Zip Code)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Registrant&rsquo;s
telephone number, including area code <U>(419) 783-8950</U></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Not
Applicable</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(Former
name or former address, if changed since last report.)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="text-align: left; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">Check
the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant
under any of the following provisions (see General Instruction A.2. below):</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Written
communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&#9744;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="text-align: left; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">Securities
registered pursuant to Section 12(b) of the Act:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="vertical-align: bottom; width: 32%; border-bottom: black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Title
    of each class</FONT></TD>
    <TD STYLE="text-align: center; width: 2%; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 32%; border-bottom: black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Trading
    symbol(s)</FONT></TD>
    <TD STYLE="text-align: center; width: 2%; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 32%; border-bottom: black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Name
    of each exchange on which<BR>
    registererd</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #CCEEFF">
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Common
        Shares, No Par Value</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">7,655,878
        Outstanding at June 8, 2020</FONT></P></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">SBFG</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
        NASDAQ Stock Market, LLC</FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">(NASDAQ
        Capital Market)</FONT></P></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Indicate
by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&sect;230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&sect;240.12b-2 of this chapter).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">Emerging
growth company&nbsp;&#9744;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">If
an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&nbsp;&#9744;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item&nbsp;8.01.
Other Events. </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">On
June 5, 2020, SB Financial Group, Inc. (&ldquo;the Company&rdquo;), completed its previously announced acquisition of Edon Bancorp,
Inc. (&ldquo;Edon&rdquo;), pursuant to an Agreement and Plan of Merger, dated as of February 6, 2020 (the &ldquo;Merger Agreement&rdquo;),
by and among the Company, Edon, The Edon State Bank Company (&ldquo;Edon State Bank&rdquo;), Edon&rsquo;s subsidiary bank, State
Bank and Trust Company (&ldquo;State Bank and Trust&rdquo;), the Company&rsquo;s subsidiary bank, and Garden Acquisition Co. (&ldquo;Merger
Sub&rdquo;), a wholly owned subsidiary of the Company. Under the terms of the Merger Agreement, (i)&nbsp;Merger Sub merged with
and into Edon, with Edon surviving as a wholly-owned subsidiary of the Company (the &ldquo;Merger&rdquo;) and (ii) immediately
following, Edon State Bank merged with and into State Bank and Trust, with State Bank and Trust surviving. Edon will subsequently
be liquidated and dissolved into the Company.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 24pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">As
a result of the Merger, each share of Edon common stock was exchanged for $103.50 in cash.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item
7.01 Regulation FD Disclosure</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">On
June 5, 2020, the Company issued a press release regarding the matters described in Item 8.01 of this Current Report on Form 8-K,
a copy of which is furnished as Exhibit 99.1 hereto and is incorporated herein by reference.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
information in this Item 7.01, including Exhibit 99.1, is furnished and shall not be deemed to be &ldquo;filed&rdquo; for purposes
of Section 18 of the Securities Exchange Act of 1934, as amended (the &ldquo;Exchange Act&rdquo;), or otherwise subject to liabilities
under such section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities
Act of 1933 or the Exchange Act, except as may be expressly set forth by specific reference in such filing.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Forward
Looking Statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
report contains statements that may be considered forward-looking statements within the meaning of Section 27A of the Securities
Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are intended to be covered
by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, and this statement is included for purposes
of complying with these safe harbor provisions. Readers should not place undue reliance on such forward-looking statements, which
speak only as of the date made. These forward-looking statements are based on current plans and expectations, which are subject
to a number of risk factors and uncertainties that could cause future results to differ materially from historical performance
or future expectations.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Company undertakes no obligation to subsequently revise any forward-looking statements to reflect events or circumstances after
the date of such statements, or to reflect the occurrence of anticipated or unanticipated events or circumstances.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Item&nbsp;9.01.
Financial Statements and Exhibits. </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1.5pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Exhibit
    No.</FONT></TD>
    <TD STYLE="padding-bottom: 1.5pt; width: 2%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; width: 88%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">Description</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif">99.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><A HREF="ea122786ex99-1_sbfinancial.htm">Press Release, Dated June 5, 2020.</A></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>


<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>SIGNATURES</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned thereunto duly authorized.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>SB FINANCIAL GROUP, INC.</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 4%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 36%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">June 8, 2020</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/ Anthony V. Cosentino</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Anthony V. Cosentino</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Chief Financial Officer</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">2</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif"></FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ea122786ex99-1_sbfinancial.htm
<DESCRIPTION>PRESS RELEASE, DATED JUNE 5, 2020
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><B>Exhibit 99.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="ex99-1_001.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="background-color: white"><B>SB
Financial Announces Completion of Merger with Edon State Bank</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="background-color: white"><B>DEFIANCE,
OH </B>&ndash; June 5, 2020 &ndash; SB Financial Group, Inc. (NASDAQ: SBFG) (&ldquo;SB Financial&rdquo;), parent company of State
Bank and Trust Company (&ldquo;State Bank&rdquo;), announced today the successful closing of the previously announced merger with
Edon Bancorp, Inc. (Private) (&ldquo;Edon Bancorp&rdquo;), parent company of The Edon State Bank Company of Edon, Ohio (&ldquo;Edon
State Bank&rdquo;). The merger agreement was unanimously approved by the Boards of Directors of both bank holding companies and
their subsidiary banks in accordance with the terms of the previously announced agreement.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="background-color: white">&ldquo;We
would like to extend a warm welcome to all the stakeholders of Edon State Bank; this includes the staff, clients, community and
prior stockholders of Edon State Bank. Each of our banks has been deeply committed to these stakeholders and this merger will only
serve to strengthen those ties and commitments,&rdquo; said Mark A. Klein, State Bank Chairman, President and CEO. &ldquo;We are
encouraged with the closing of this transaction and look forward to further promoting the unison of two strong community bank brands
now under one umbrella as State Bank. With the joint operation of our companies, we enable our customers across all of our markets
access to a wide range of financial products and services, including the personalized attention they expect from their community
bank.&rdquo; </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="background-color: white">Under
the terms of the merger agreement, shareholders of Edon Bancorp received $103.50 in cash in exchange for each share of Edon Bancorp
common stock for a transaction valued in aggregate at approximately $15.5 million. The consideration represented approximately
135% of Edon Bancorp&rsquo;s tangible book value per share as of December 31, 2019.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">With this merger, SB Financial expands
its presence throughout the growing and vibrant Northwest Ohio region and offers new opportunities in Edon, Ohio. <FONT STYLE="background-color: white">The
combined company has approximately $1.1 billion in assets as a result of the merger.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="background-color: white">JANNEY
MONTGOMERY SCOTT LLC served as financial advisor to SB Financial, and Hogan Lovells US LLP served as its legal counsel. Donnelly
Penman served as financial advisor to Edon Bancorp and provided a fairness opinion to its Board of Directors. Howard &amp; Howard
served as Edon Bancorp&rsquo;s legal counsel.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="background-color: white"><B>Forward-Looking
Statements </B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">Certain statements within this document,
which are not statements of historical fact, constitute forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995. Forward-looking statements involve risks and uncertainties and actual results may differ materially
from those predicted by the forward-looking statements. These risks and uncertainties include, but are not limited to, the duration
and scope of the COVID-19 outbreak in the United States and the market areas in which SB Financial and its subsidiaries operate,
including the impact to the state and local economies of prolonged shelter in place orders and the pandemic generally, risks and
uncertainties inherent in the national and regional banking industry, changes in economic conditions in the market areas in which
SB Financial and its subsidiaries operate, changes in policies by regulatory agencies, changes in accounting standards and policies,
changes in tax laws, fluctuations in interest rates, demand for loans in the market areas in SB Financial and its subsidiaries
operate, increases in FDIC insurance premiums, changes in the competitive environment, losses of significant customers, geopolitical
events, the loss of key personnel and other risks identified in SB Financial&rsquo;s Annual Report on Form 10-K and documents subsequently
filed by SB Financial with the Securities and Exchange Commission. Forward-looking statements speak only as of the date on which
they are made, and SB Financial undertakes no obligation to update any forward-looking statement to reflect events or circumstances
after the date on which the statement is made, except as required by law. All subsequent written and oral forward-looking statements
attributable to SB Financial or any person acting on its behalf are qualified by these cautionary statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="background-color: white"><B>About
SB Financial Group, Inc.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left"><FONT STYLE="background-color: white">Headquartered
in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank &amp; Trust Company (State
Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and
small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending,
operating through a total of 21 offices; 20 in nine Ohio counties and one in Fort Wayne, Indiana, and 23 full-service ATMs. State
Bank has six loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. Peak Title provides
title insurance and opinions throughout the Tri-State region. SB Financial&rsquo;s common stock is listed on the NASDAQ Capital
Market under the symbol &ldquo;SBFG&rdquo;.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Investor Contact Information:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Anthony V. Cosentino</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Chief Financial Officer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Tony.Cosentino@YourStateBank.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Mark A. Klein</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Chairman, President
and CEO</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Mark.Klein@YourStateBank.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="ex99-1_002.jpg" ALT=""> <FONT STYLE="font-size: 10pt">###</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1.5pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>ex99-1_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex99-1_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !  ,@# 2(  A$! Q$!_\0
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ME2=*&;</UZL:6(CA_:4XPS'*L;0AC\FQF(IT:M;&X?$8;$GIP92<#GKV.."
M>>G?CUY]*=7GM[XLN[/XD^%_!*V=M)9:YX1\5^(9[]Y)EN[>X\/ZEX:L8+:&
M%1]G>"X779GF9RKQ-;PJ@8,Q'H5?DK35K]5?\]^STV>I^C?UJ%%%%( HHHH
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MR?CW\.BN>/AG\3><=/\ B>>!!ALC*J&PO(^\ !DFOYE/C/\ M4_\$U?VP/\
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MYY)N*:OIS<LNGV7Z'WJ64=6'YT%U ))& ,]1GUQSW]J^3/@I^VS^RO\ M%?
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' "BBB@#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>ex99-1_002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 ex99-1_002.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  0 !(# 2(  A$! Q$!_\0
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%J"@#_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
