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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Loans    
Taxable $ 39,735 $ 40,529
Tax exempt 239 300
Securities    
Taxable 2,328 3,226
Tax exempt 333 345
Total interest income 42,635 44,400
Interest Expense    
Deposits 6,070 8,660
Repurchase agreements & other 70 82
Federal Home Loan Bank advance expense 309 402
Trust preferred securities expense 256 430
Total interest expense 6,705 9,574
Net Interest Income 35,930 34,826
Provision for loan losses 4,500 800
Net interest income after provision for loan losses 31,430 34,026
Noninterest Income    
Wealth management fees 3,245 3,093
Customer service fees 2,807 2,761
Gain on sale of mortgage loans & OMSR 25,350 8,413
Mortgage loan servicing fees, net (5,138) (397)
Gain on sale of non-mortgage loans 453 1,255
Title insurance income 1,913 1,120
Net gain on sale of securities   206
Other income 1,466 1,565
Total noninterest income 30,096 18,016
Noninterest Expense    
Salaries and employee benefits 25,397 22,064
Net occupancy expense 2,891 2,603
Equipment expense 3,186 2,828
Data processing fees 3,055 1,973
Professional fees 3,307 2,476
Marketing expense 658 895
Telephone and communications 535 466
Postage and delivery expense 415 340
State, local and other taxes 1,146 1,092
Employee expense 535 795
Other expense 1,962 1,878
Total noninterest expense 43,087 37,410
Income before income tax 18,439 14,632
Provision for income taxes [1] 3,495 2,659
Net Income 14,944 11,973
Preferred share dividends   950
Net income available to common shareholders $ 14,944 $ 11,023
Basic earnings per common share (in Dollars per share) $ 1.96 $ 1.71
Diluted earnings per common share (in Dollars per share) $ 1.96 $ 1.51
[1] Income tax expense for Edon calculated using a 21% statuatory rate