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Condensed Consolidated Income Statement (unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Loans    
Taxable $ 9,926 $ 9,795
Tax exempt 48 79
Securities    
Taxable 643 692
Tax exempt 88 78
Total interest income 10,705 10,644
Interest Expense    
Deposits 962 1,880
Repurchase agreements & other 11 28
Federal Home Loan Bank advance expense 56 100
Trust preferred securities expense 51 88
Total interest expense 1,080 2,096
Net Interest Income 9,625 8,548
Provision for loan losses 750 600
Net interest income after provision for loan losses 8,875 7,948
Noninterest Income    
Wealth management fees 912 768
Customer service fees 758 682
Gain on sale of mortgage loans & OMSR 5,859 1,949
Mortgage loan servicing fees, net 2,378 (2,052)
Gain on sale of non-mortgage loans 17 104
Title insurance income 521 265
Loss on sale/disposal of assets (2) (46)
Other income 479 491
Total noninterest income 10,922 2,161
Noninterest Expense    
Salaries and employee benefits 6,620 5,427
Net occupancy expense 740 698
Equipment expense 732 700
Data processing fees 534 548
Professional fees 764 757
Marketing expense 135 208
Telephone and communications 154 115
Postage and delivery expense 111 115
State, local and other taxes 323 254
Employee expense 153 184
Other expenses 643 400
Total noninterest expense 10,909 9,406
Income before income tax 8,888 703
Provision for income taxes 1,807 22
Net Income 7,081 681
Net income available to common shareholders $ 7,081 $ 681
Basic earnings per common share (in Dollars per share) $ 0.97 $ 0.09
Diluted earnings per common share (in Dollars per share) $ 0.97 $ 0.09
Average common shares outstanding (in thousands):    
Basic: (in Shares) 7,317 7,749
Diluted: (in Shares) 7,335 7,756