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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Operating Activities    
Net Income $ 2,813 $ 7,081
Items not requiring (providing) cash    
Depreciation and amortization 548 489
Provision for loan losses 750
Expense of share-based compensation plan 158 123
Amortization of premiums and discounts on securities 336 280
Amortization of intangible assets 17 17
Amortization of originated mortgage servicing rights 547 1,187
Impairment (recovery) of mortgage servicing rights (890) (2,706)
Proceeds from sale of loans held for sale 73,897 136,708
Originations of loans held for sale (70,077) (133,500)
Gain from sale of loans (1,856) (5,876)
Changes in    
Interest receivable 105 428
Other assets (373) 2,467
Interest payable & other liabilities (6,690) (8,332)
Net cash used in operating activities (1,465) (882)
Investing Activities    
Purchases of available-for-sale securities (30,635) (44,143)
Proceeds from maturities of interest bearing time deposits 749 2,261
Proceeds from maturities of available-for-sale securities 13,294 11,975
Net change in loans (27,958) 24,524
Purchase of premises, equipment (417) (165)
Purchase of bank owned life insurance (50)
Proceeds from sale of foreclosed assets 1,632 3
Net cash used in investing activities (43,335) (5,595)
Financing Activities    
Net increase in demand deposits, money market, interest checking & savings accounts 32,977 112,505
Net decrease in time deposits (7,951) (41,320)
Net increase in securities sold under agreements to repurchase 3,715 4,132
Stock repurchase plan (2,609) (2,718)
Dividends on common shares (840) (776)
Net cash provided by financing activities 25,292 71,823
Increase (decrease) in cash and cash equivalents (19,508) 65,346
Cash and cash equivalents, beginning of period 149,511 140,690
Cash and cash equivalents, end of period 130,003 206,036
Supplemental cash flow information    
Interest paid 681 1,207
Supplemental non-cash disclosure    
Transfer of loans to foreclosed assets 25
Stock dividends declared and paid $ 6,856