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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Operating Activities    
Net Income $ 12,521 $ 18,277
Items not requiring (providing) cash    
Depreciation and amortization 2,196 2,262
Provision for loan losses 1,050
Expense of share-based compensation plan 568 443
Amortization of premiums and discounts on securities 897 1,236
Amortization of intangible assets 69 71
Amortization of originated mortgage servicing rights 1,749 3,885
Impairment (recovery) of mortgage servicing rights (1,279) (3,436)
Deferred income taxes 2,709 2,302
Proceeds from sale of loans held for sale 189,515 490,557
Originations of loans held for sale (181,192) (478,119)
Gain from sale of loans (4,864) (17,413)
Changes in    
Interest receivable (1,171) 879
Other assets (2,014) 2,006
Interest payable & other liabilities 5,865 (6,743)
Net cash provided by operating activities 25,569 17,257
Investing Activities    
Purchases of available-for-sale securities (50,618) (170,694)
Proceeds from maturities of interest bearing time deposits 512 3,180
Proceeds from maturities of available-for-sale securities 35,878 50,471
Net change in loans (139,670) 48,503
Purchase of premises, equipment (1,896) (2,427)
Purchase of bank owned life insurance (10,500) (50)
Purchase of Federal Reserve and Federal Home Loan Bank Stock (1,023)
Proceeds from sale of foreclosed assets 1,646 129
Acquisition, net of cash acquired (paid) (1,100)
Net cash used in investing activities (165,671) (71,988)
Financing Activities    
Net increase (decrease) in demand deposits, money market, interest checking & savings accounts (60,756) 137,079
Net increase (decrease) in time deposits 34,376 (73,045)
Net decrease in securities sold under agreements to repurchase (397) (4,869)
Proceeds from Federal Home Loan Bank advances 232,000  
Repayment of Federal Home Loan Bank advances (177,500) (2,500)
Stock repurchase plan (5,900) (9,520)
Dividends on common shares (3,415) (3,139)
Net cash provided by financing activities 18,408 63,552
Increase in cash and cash equivalents (121,694) 8,821
Cash and cash equivalents, beginning of year 149,511 140,690
Cash and cash equivalents, end of year 27,817 149,511
Supplemental cash flow information    
Interest paid 4,700 4,337
Income taxes paid 4,230
Supplemental non-cash disclosure    
Recognition of right-of-use lease assets 318
Transfer of loans to foreclosed assets 322 1,687
Stock dividends declared and paid $ 6,856