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Condensed Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Loans    
Taxable $ 12,126 $ 8,052
Tax exempt 116 61
Securities    
Taxable 1,350 1,119
Tax exempt 47 47
Other interest income 185 116
Total interest income 13,824 9,395
Interest Expense    
Deposits 2,578 618
Repurchase agreements & other 10 13
Federal Home Loan Bank advance expense 553 39
Trust preferred securities expense 164 53
Subordinated debt expense 195 195
Total interest expense 3,500 918
Net Interest Income 10,324 8,477
Provision for credit losses 250  
Net interest income after provision for credit losses 10,074 8,477
Noninterest Income    
Wealth management fees 917 955
Customer service fees 825 794
Gain on sale of mortgage loans & OMSR 599 1,676
Mortgage loan servicing fees, net 608 1,204
Gain on sale of non-mortgage loans 24 169
Title insurance income 373 602
Other income 320 402
Total noninterest income 3,666 5,802
Noninterest Expense    
Salaries and employee benefits 5,913 6,189
Net occupancy expense 784 742
Equipment expense 981 854
Data processing fees 646 576
Professional fees 863 950
Marketing expense 198 231
Telephone and communications 121 111
Postage and delivery expense 87 116
State, local and other taxes 228 278
Employee expense 188 136
Other expense 764 676
Total noninterest expense 10,773 10,859
Income before income tax 2,967 3,420
Provision for income taxes 517 607
Net Income $ 2,450 $ 2,813
Basic earnings per common share (in Dollars per share) $ 0.35 $ 0.4
Diluted earnings per common share (in Dollars per share) $ 0.35 $ 0.4