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Condensed Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Operating Activities    
Net Income $ 2,450 $ 2,813
Items not requiring (providing) cash    
Depreciation and amortization 546 548
Provision for credit losses 250  
Expense of share-based compensation plan 165 158
Amortization of premiums and discounts on securities 139 336
Amortization of intangible assets 21 17
Amortization of originated mortgage servicing rights 291 547
Impairment (recovery) of mortgage servicing rights (56) (890)
Proceeds from sale of loans held for sale 25,803 73,897
Originations of loans held for sale (28,980) (70,077)
Gain from sale of loans (623) (1,856)
Changes in    
Interest receivable 165 105
Other assets 1,510 (373)
Interest payable & other liabilities (5,822) (6,690)
Net cash used in operating activities (4,141) (1,465)
Investing Activities    
Purchases of available-for-sale securities (723) (30,635)
Proceeds from maturities of interest bearing time deposits 751 749
Proceeds from maturities of available-for-sale securities 4,857 13,294
Net change in loans (14,298) (27,958)
Purchase of premises, equipment (338) (417)
Purchase of Federal Reserve and Federal Home Loan Bank Stock (607)
Proceeds from sale of Federal Home Loan Bank Stock 879  
Proceeds from sale of foreclosed assets 116 1,632
Net cash used in investing activities (9,363) (43,335)
Financing Activities    
Net increase (decrease) in demand deposits, money market, interest checking & savings accounts (19,936) 32,977
Net increase (decrease) in time deposits 43,415 (7,951)
Net increase in securities sold under agreements to repurchase 1,075 3,715
Proceeds from Federal Home Loan Bank advances 170,500  
Repayment of Federal Home Loan Bank advances (186,000)  
Stock repurchase plan (865) (2,609)
Dividends on common shares (877) (840)
Net cash provided by financing activities 7,312 25,292
Decrease in cash and cash equivalents (6,192) (19,508)
Cash and cash equivalents, beginning of period 27,817 149,511
Cash and cash equivalents, end of period 21,625 130,003
Supplemental cash flow information    
Interest paid $ 2,828 681
Supplemental non-cash disclosure    
Stock dividends declared and paid   $ 6,856