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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Operating Activities    
Net Income $ 8,212 $ 8,988
Items not requiring (providing) cash    
Depreciation and amortization 1,678 1,634
Provision for credit losses 389
Expense of share-based compensation plan 489 479
Amortization of premiums and discounts on securities 400 752
Amortization of intangible assets 66 52
Amortization of originated mortgage servicing rights 960 1,439
Impairment (recovery) of mortgage servicing rights 38 (1,194)
Proceeds from sale of loans held for sale 127,821 165,278
Originations of loans held for sale (127,228) (158,264)
Gain from sale of loans (3,114) (4,206)
Changes in    
Interest receivable (366) (636)
Other assets 1,586 133
Interest payable & other liabilities (3,714) (1,638)
Net cash provided by operating activities 7,217 12,817
Investing Activities    
Purchases of available-for-sale securities (723) (50,618)
Proceeds from maturities of interest bearing time deposits 951 509
Proceeds from maturities of available-for-sale securities 16,972 29,917
Net change in loans (27,070) (102,699)
Purchase of premises, equipment (783) (1,313)
Proceeds from bank owned life insurance 58
Purchase of bank owned life insurance (10,500)
Purchase of Federal Reserve and Federal Home Loan Bank Stock (2,806) (121)
Proceeds from sale of Federal Home Loan Bank Stock 2,871 194
Proceeds from sale of foreclosed assets 188 1,642
Net cash used in investing activities (10,342) (132,989)
Financing Activities    
Net decrease in demand deposits, money market, interest checking & savings accounts (54,232) (45,850)
Net increase in time deposits 52,886 18,698
Net increase in securities sold under agreements to repurchase 1,596 4,434
Proceeds from Federal Home Loan Bank advances 627,000 90,000
Repayment of Federal Home Loan Bank advances (627,500) (60,500)
Stock repurchase plan (2,727) (5,648)
Cash dividends on common shares (2,666) (2,539)
Net cash used in financing activities (5,643) (1,405)
Decrease in cash and cash equivalents (8,768) (121,577)
Cash and cash equivalents, beginning of period 27,817 149,511
Cash and cash equivalents, end of period 19,049 27,934
Supplemental cash flow information    
Interest paid 11,890 3,457
Supplemental non-cash disclosure    
Transfer of loans to foreclosed assets 36 183
Stock dividends declared and paid $ 6,856