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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Loans    
Taxable $ 51,407 $ 38,238
Tax exempt 483 335
Securities    
Taxable 5,245 5,174
Tax exempt 170 198
Other interest income 847 624
Total interest income 58,152 44,569
Interest Expense    
Deposits 14,708 3,477
Repurchase agreements & other 74 39
Federal Home Loan Bank advance expense 2,603 515
Trust preferred securities expense 716 361
Subordinated debt expense 778 778
Total interest expense 18,879 5,170
Net Interest Income 39,273 39,399
Provision for credit losses - loans 688
Provision for unfunded commitments (373)
Total provision for credit losses 315
Net interest income after provision for loan losses 38,958 39,399
Noninterest Income    
Wealth management fees 3,532 3,728
Customer service fees 3,403 3,378
Gain on sale of mortgage loans & OMSR 3,609 4,298
Mortgage loan servicing fees, net 2,101 2,964
Gain on sale of non-mortgage loans 429 566
Title insurance income 1,635 2,229
Net gain on sale of securities 1,453
Other income 1,559 1,068
Total noninterest income 17,721 18,231
Noninterest Expense    
Salaries and employee benefits 22,777 24,142
Net occupancy expense 3,096 2,993
Equipment expense 4,078 3,616
Data processing fees 2,659 2,510
Professional fees 3,024 3,214
Marketing expense 782 911
Telephone and communications 501 474
Postage and delivery expense 432 422
State, local and other taxes 949 1,082
Employee expense 631 613
Other expense 3,033 2,337
Total noninterest expense 41,962 42,314
Income before income tax 14,717 15,316
Provision for income taxes 2,622 2,795
Net Income $ 12,095 $ 12,521
Basic earnings per common share (in Dollars per share) $ 1.77 $ 1.79
Diluted earnings per common share (in Dollars per share) $ 1.75 $ 1.77