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Condensed Consolidated Statements of Income (unaudited) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Loans    
Taxable $ 13,547 $ 12,126
Tax exempt 123 116
Securities    
Taxable 1,274 1,350
Tax exempt 37 47
Other interest income 319 185
Total interest income 15,300 13,824
Interest Expense    
Deposits 5,090 2,578
Repurchase agreements & other 34 10
Federal Home Loan Bank advance expense 613 553
Trust preferred securities expense 188 164
Subordinated debt expense 195 195
Total interest expense 6,120 3,500
Net Interest Income 9,180 10,324
Provision for credit losses - loans (86) 313
Provision for unfunded commitments 86 (63)
Total provision for credit losses 250
Net interest income after provision for credit losses 9,180 10,074
Noninterest Income    
Wealth management fees 865 917
Customer service fees 880 825
Gain on sale of mortgage loans & OMSR 781 599
Mortgage loan servicing fees, net 763 608
Gain on sale of non-mortgage loans 10 24
Title insurance income 266 373
Other income 386 320
Total noninterest income 3,951 3,666
Noninterest Expense    
Salaries and employee benefits 5,352 5,913
Net occupancy expense 769 784
Equipment expense 1,077 981
Data processing fees 769 646
Professional fees 758 863
Marketing expense 197 198
Telephone and communications 105 121
Postage and delivery expense 97 87
State, local and other taxes 245 228
Employee expense 178 188
Other expense 735 764
Total noninterest expense 10,282 10,773
Income before income tax 2,849 2,967
Provision for income taxes 481 517
Net Income $ 2,368 $ 2,450
Basic earnings per common share (in Dollars per share) $ 0.35 $ 0.35
Diluted earnings per common share (in Dollars per share) $ 0.35 $ 0.35
Average common shares outstanding (in thousands):    
Basic: (in Shares) 6,715 6,933
Diluted: (in Shares) 6,723 7,008